Affordable Dental Coverage for the whole family!

About HumanaOne

A division of Humana Inc., headquartered in Louisville, Ky., HumanaOne offers affordable health insurance coverage and dental insurance plans to those who may be uninsured, including self-employed entrepreneurs, students, recent college graduates, and early retirees.

One of the nation's largest publicly traded health and supplemental benefits companies, Humana Inc. is a full-service benefits solutions company that offers a wide array of health and supplementary benefit plans for individuals and groups.

Facts at a Glance

  • Founded: Humana has been in the business of meeting changing customer needs for nearly 50 years
  • Membership: The Texas Dental Plan (below) has more than 325,000 members in 26 states
  • Network: TDP plan members have access to a network of more than 800 dentists

Texas Dental Plan

If you are looking for ways to save on many dental services but don't want an insurance plan, a discount dental plan may be a good choice.

If you enroll in the dental discount plan offered by Texas Dental Plans, Inc. (TDP) a Humana company, you can visit any dentist in the TDP Texas network of more than 800 dentists who have been screened and credentialed by TDP.

This one year plan allows you the option of paying monthly or yearly.

Features of this discount plan include:

  • Discounts on many dental services
  • No exclusions for pre-existing conditions
  • No waiting periods, so you can make an appointment right away
  • No claim forms

Note: This affordable discount dental care plan is available for individuals and families. In addition, because there is no underwriting, you cannot be disqualified for pre-existing conditions.

What is Discount Dental?

A discount dental plan is NOT dental insurance, but it can help you save money on dental services. Unlike a dental insurance policy, you will not have set co-payments or coinsurance amounts with a discount dental plan. The payments that you make to purchase a discount dental plan are considered a membership fee, and as a member of the discount dental plan you are able to receive dental services from a specific list of dentists at the discounted rates.

With a discount dental plan, members are responsible for payment of services, and payments are made directly to the participating dentist when services are received. Participating dentists agree to provide services at a discounted rate in exchange for the referrals that come to them from the discount dental plan company.

Members of a discount dental plan are only entitled to discounts if they use a participating dentist. The list of participating dentists is typically comparable to a list of dentists under a dental PPO insurance plan and more extensive than the list of participating dentists under a dental HMO insurance plan.
Discount dental plans may offer savings that may not be available with typical dental insurance. These may include no annual limit, no exclusions, and lower monthly payments. Membership in a discount dental plan is usually gained through an annual payment, but some plans accept monthly payment arrangements.

*Not all plans available in all areas.

Cost Scenario

How much could you save with a dental discount plan from Texas Dental Plans? Take a look at what some common procedures can cost:

Total Cost $211
  Average Cost2
Routine Exam $38
Cleaning $73
X-Rays $100

The TDP plan offers the following discounted costs for the same services3:

Discounted Costs
Total Cost $74
Routine Exam $15
Cleaning $29
X-Rays $30

2These average nationwide fees are based upon MillimanUSA data
3Does not include cost of premium
Examples are for illustration only. Actual savings may vary.