Name: Bright Plus
Brand: Humana
Rating: 4.5 (924 reviews)

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person 90001 | Applicant,35 edit

$26.54 /mo.

Dentist Search

Bright Plus

Plan Type PPO

Dentist Search

$26.54 /mo.

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Plan Highlights

Good health starts with a healthy mouth. Regular dental exams and cleanings can lower the risk of gum disease, which is linked to heart disease, diabetes, stroke, and other serious conditions.

The Humana Bright Plus dental plan is designed for people who are looking to maintain their oral health through regular dental exams and cleanings. The plan offers affordable coverage for preventive and basic services like routine cleanings and exams, fillings, extractions, and $100 teeth whitening allowance. You can lower your cost by choosing one of the more than 117,000 dentists and specialists in the Humana Dental PPO network. You can visit Humana.com to find a participating specialist.

Common Procedures

Details

Fee Schedule: N/A | Dentist Search

Exams: Routine oral examinations (limit two per calendar year)
In Network – 100% – no deductible
Out of Network – 70% of in network fee schedule after deductible (deductible waived in KS, LA and MS)
No waiting period

Cleanings: Cleanings (limit two per calendar year)
In Network – 100% – no deductible
Out of Network – 70% of in network fee schedule after deductible (deductible waived in KS, LA and MS)
No waiting period

X-Rays: Bitewing X-rays (limit one set per calendar year)
Panoramic film combined with Full Mouth (limit one every five calendar years)
In Network – 100% – no deductible
Out of Network – 70% of in network fee schedule after deductible (deductible waived in KS, LA and MS)
No waiting period

Fillings: Fillings (Limit one per tooth, two per calendar year, composite covered on front teeth only)
In Network – 60% after deductible
Out of Network – 30% of in network fee schedule after deductible
90 days waiting period applies

Extractions: Extractions and root removal
In Network – 60% after deductible
Out of Network – 30% of in network fee schedule after deductible
90 days waiting period applies

Crowns: Not Covered Service

Root Canals: Not Covered Service

Dentures: Not Covered Service

Deep Cleanings: Not Covered Service

Implants: Not Covered Service

Braces / Orthodontia: Not Covered Service

Teeth Whitening: $100 teeth whitening allowance available once per calendar year.

Benefits are available for expenses incurred for teeth whitening services and supplies when performed in the office by a dentist. An allowance is the maximum amount we will pay for a covered service. Deductible and waiting periods do not apply to the teeth whitening allowance.

Additional Network Information:

Under our Bright Plus dental plan, you can choose to visit any dentist from the Humana network, no primary care dentist required. There are more than 117,000 dentists and specialists on the Humana Dental PPO network. Simply present your Humana Dental identification (ID) card when you see your dentist. It contains all the information your dentist needs to submit your claims.

Out-of-network dentists can bill you for charges above the amount covered by your Humana Dental plan. To ensure you do not receive additional charges, visit a dentist in the HumanaDental PPO network.

In Texas, the plans provide benefits for contracted and non-contracted dentists. Non-contracted dentists have not agreed to provide services at contracted fees. If a member sees a non-contracted dentist their out of pocket costs may be higher than that charged by contracted dentists. You may sometime see this referenced with the terms of in and out of network.

Exclusions and Limitations
Privacy Policy
Plan Brochure
Summary of Dental Benefits and Coverage Disclosure Matrix

Notes:

Waiting periods and other limitations may apply, please see your policy certificate for coverage details.
Emergency care covered at 60% in-network and out-of-network in state of Illinois (IL).
Composite (white) fillings are only covered on anterior (front) teeth. An alternate benefit is allowed for composite fillings on posterior (back) teeth where the plan will cover the cost of an amalgam (silver) filling and the member is responsible for any cost over the covered amount.

This plan may require a one-year contract

FAQ

Can I change my dentist once I am in the plan?

Yes. You can change dentist or dental office at any time. Please contact Member Services for help locating participating provider in your area.

What is a pre-existing condition versus work-in-progress? Is it covered?

What provider options do I have?

When can I start using my Plan?

When will I receive my new member kit and what will it include?

Who can enroll in this plan?

Humana Specialty Benefits
P.O. Box 14283
Lexington, KY 40512-4283

Disclaimers & Disclosures

This website provides a very brief description of some of the important features of this plan. It is not the insurance contract, nor does it represent the insurance contract. A full description of benefits, exclusions and limitations is contained in the Schedule of Benefits and your policy.

Rates shown are based upon the information you provided, and are subject to change based on the dental and/or vision plan's underwriting practices and your selection of available optional benefits, if any. Final rates and effective dates are subject to underwriting and are always determined by the dental insurance and/or vision insurance company. To be considered for reimbursement, expenses must qualify as covered expenses.

This site was designed to provide you with a general description of the plans you requested. Keep in mind that it does not include all the benefits and limitations outlined in the policies -- it is the insurance contract, not the general descriptions on this website, which forms the contract between you and the insurance company.

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