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Humana Dental Insurance

Humana dental plans for the whole family!

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We offer budget-friendly premiums and affordable, low copays for office-visits., Better Business Bureau A+ rating, Los Angeles, CA Trustpilot 4.7 Star Rating

Why Choose Humana Dental Plans?

Variety of Choices

Find the affordable dental coverage you need with budget-friendly rates.

Reasons to Smile

Many of Humana’s dental plans have no waiting periods.

Large Dental Network

Our large selection of dentists and specialists means more is covered at a lower cost.

Company Background & Plan Features

By Insurance Industry Expert & Author
Updated on

In this resource, you’ll find:

Humana Overview

While much more widely known for its Medicare insurance in addition to traditional health insurance, Humana still ranks among the most popular dental coverage options in the United States. As a matter of fact, Humana boasts over 335,000 dentists participating in their various dental plan networks.

Humana, Inc. is a for-profit healthcare organization, founded in the early 1970s, with its headquarters located in Louisville, KY. The company's total revenues exceeded $92 billion in 2022. Alongside its financial success, Humana has been the recipient of numerous awards and recognitions. Some of the more notable include:

  • Humana was proudly numbered among Forbes "JUST 100” list for 2020. The list recognizes companies leading the effort toward responsible capitalism.
  • Humana also ranked number one among healthcare providers for its treatment of customers
  • Humana Pharmacy was ranked as the top mail-order pharmacy nationwide in customer satisfaction according to J.D. Power's 2018 U.S. Pharmacy Study
  • Humana was included in Corporate Responsibility Magazine's 2018 list of ”100 Best Corporate Citizens”
  • Humana was honored by Diversity Inc in their ranking of Humana among the top 50 companies for diversity

Humana Dental Plan Options

Humana's dental products on are organized according to four main classifications:

  • Preventive Plus
  • Loyalty Plus
  • Humana Extend
  • Dental Value Plan

The four plan categories are not available in every state. Many of Humana's dental plans have no waiting periods to delay the use of benefits. To see which Humana plans are available in your area, visit our rate quote page.

Preventive Plus

Humana Preventive Plus dental plans are not only economically priced (with a low deductible) but cover routine preventive care (e.g. annual oral exams and teeth cleanings) without any out-of-pocket costs if this care is delivered by an in-network dentist according to the terms of the plan. After a waiting period of six months, enrollees can receive basic services (such as fillings, extractions and X-rays) at 50 percent of their cost. Major dental services (crowns, root canals, etc.) may also have discounts applied to their prices when members use in-network dental providers. The maximum amount a Preventive Value plan pays toward covered dental care is $1,000 annually.

Loyalty Plus

Dental plans from the Humana Loyalty Plus category reward enrollees when they maintain coverage in the plan continuously year after year. In the first year, the insurer's spending limit for covered services is $1,000. In the second year of continuous coverage, that limit rises to $1,250, and it climbs to $1,500 by the third year. An additional benefit of Loyalty Plus is that the percentage of dental costs paid by the plan for basic and major services increases over 3 years. For example, among basic services such as fillings the amount paid by the plan starts at 40 percent in the first year of coverage and reaches 70 percent by the third year of coverage. Major dental services such as crowns have 20 percent of costs covered in the first year and increases to 50 percent by the third year.

Humana Extend

The Humana Extend dental plans offer both in-network and out-of-network benefits. The plans are catered to consumers who are interested in comprehensive dental coverage combined with vision and hearing benefits. Additionally, both the Humana Extend 2500 and Humana Extend 5000 plans include coverage for dental implants. According to a 2022 podcast interview with  Steven Farmer, Retail Sales Director at Humana MarketPoint, the Humana Extend products were inspired by customer feedback "on the importance of dental care, vision care, and hearing care as being top priorities outside of the major medical benefits.” Humana sees the products as a transition from pure dental insurance to whole-person care.

Dental Value Plans

Dental Value Plans, such as the Dental Value Plan C550 and the Dental Value Plan HI215, are designed for cost-conscious shoppers who are looking for dental coverage with clear out-of-pocket costs. These plans are HMOs and have fixed copayments for covered dental procedures, as opposed to paying a percentage of costs (which is common for PPO dental plans).

Our best-selling Humana plans

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Extend 2500

Preventive, Basic, and Major dental coverage, plus teeth whitening, vision and hearing coverage

Plan Type: Dental PPO plus Vision
Plan Maximum: $2500

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Bright Plus

Designed for people looking to maintain good oral health through regular exams and cleanings

Plan Type: PPO
Plan Maximum: $1250

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Loyalty Plus

Designed to help you save money

Plan Type: PPO
Plan Maximum: $1000 - $1500

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See why our Humana Customers trust us to help them find the right plan

"Very easy. I called and spoke with Reuben told him the plan we wanted and within ten minutes we were done. Thanks Reuben for your help!"
Portland, TX

TrustPilot Five Star Customer Review
"I would highly recommend The Representative was courteous, extremely helpful and went out of his way to help me find a dental plan to fit my budget and my needs."
Albany, GA

TrustPilot Five Star Customer Review
"Very informative, quick, and easy. Michael was incredibly helpful. Highly recommended!"
League City, TX

TrustPilot Five Star Customer Review

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Your Choice of Dental Insurance Plans Vary by State

Did you know that insurance plan options differ by state? Insurance companies offering dental plans don't necessarily operate in every region. Widely known brands are often available across the U.S. while smaller brands may be limited to a region or even a single state. In some cases, an insurer may offer different plans in different sections of the U.S.

Some states have very competitive markets with dozens of options and other states may have small markets with fewer choices. If you're interested in learning about large and competitive markets, check out our discussions of California dental insurance, Texas dental insurance, and Florida dental insurance.