Humana dental plans for the whole family!Find Plans
We offer budget-friendly premiums and affordable, low copays for office-visits.
Find the affordable dental coverage you need with budget-friendly rates.
Many of Humana’s dental plans have no waiting periods.
Our large selection of dentists and specialists means more is covered at a lower cost.
In this resource, you’ll find:
While much more widely known for its Medicare insurance in addition to traditional health insurance, Humana still ranks among the most popular dental coverage options in the United States. As a matter of fact, Humana boasts over 335,000 dentists participating in their various dental plan networks.
Humana, Inc. is a for-profit healthcare organization, founded in the early 1970s, with its headquarters located in Louisville, KY. The company's total revenues exceeded $92 billion in 2022. Alongside its financial success, Humana has been the recipient of numerous awards and recognitions. Some of the more notable include:
Humana's dental products on DentalInsurance.com are organized according to four main classifications:
The four plan categories are not available in every state. Many of Humana's dental plans have no waiting periods to delay the use of benefits. To see which Humana plans are available in your area, visit our rate quote page.
Humana Preventive Plus dental plans are not only economically priced (with a low deductible) but cover routine preventive care (e.g. annual oral exams and teeth cleanings) without any out-of-pocket costs if this care is delivered by an in-network dentist according to the terms of the plan. After a waiting period of six months, enrollees can receive basic services (such as fillings, extractions and X-rays) at 50 percent of their cost. Major dental services (crowns, root canals, etc.) may also have discounts applied to their prices when members use in-network dental providers. The maximum amount a Preventive Value plan pays toward covered dental care is $1,000 annually.
Dental plans from the Humana Loyalty Plus category reward enrollees when they maintain coverage in the plan continuously year after year. In the first year, the insurer's spending limit for covered services is $1,000. In the second year of continuous coverage, that limit rises to $1,250, and it climbs to $1,500 by the third year. An additional benefit of Loyalty Plus is that the percentage of dental costs paid by the plan for basic and major services increases over 3 years. For example, among basic services such as fillings the amount paid by the plan starts at 40 percent in the first year of coverage and reaches 70 percent by the third year of coverage. Major dental services such as crowns have 20 percent of costs covered in the first year and increases to 50 percent by the third year.
The Humana Extend dental plans offer both in-network and out-of-network benefits. The plans are catered to consumers who are interested in comprehensive dental coverage combined with vision and hearing benefits. Additionally, both the Humana Extend 2500 and Humana Extend 5000 plans include coverage for dental implants. According to a 2022 podcast interview with Steven Farmer, Retail Sales Director at Humana MarketPoint, the Humana Extend products were inspired by customer feedback "on the importance of dental care, vision care, and hearing care as being top priorities outside of the major medical benefits.” Humana sees the products as a transition from pure dental insurance to whole-person care.
Dental Value Plans, such as the Dental Value Plan C550 and the Dental Value Plan HI215, are designed for cost-conscious shoppers who are looking for dental coverage with clear out-of-pocket costs. These plans are HMOs and have fixed copayments for covered dental procedures, as opposed to paying a percentage of costs (which is common for PPO dental plans).
Preventive, Basic, and Major dental coverage, plus teeth whitening, vision and hearing coverage
Plan Type: Dental PPO plus Vision
Plan Maximum: $2500
Designed for people looking to maintain good oral health through regular exams and cleanings
Plan Type: PPO
Plan Maximum: $1250
Designed to help you save money
Plan Type: PPO
Plan Maximum: $1000 - $1500
Did you know that insurance plan options differ by state? Insurance companies offering dental plans don't necessarily operate in every region. Widely known brands are often available across the U.S. while smaller brands may be limited to a region or even a single state. In some cases, an insurer may offer different plans in different sections of the U.S.
Some states have very competitive markets with dozens of options and other states may have small markets with fewer choices. If you're interested in learning about large and competitive markets, check out our discussions of California dental insurance, Texas dental insurance, and Florida dental insurance.