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Legal Terms and Conditions


Thank you for visiting (the “Site”). By accessing the Site or any applications or services made available through, you agree to be bound by these Legal Terms and Conditions (these “Terms”). is owned or controlled by Kelsey National Corporation (“KNC”). Please read these Terms carefully as they affect your legal rights and obligations. If you do not agree to be bound by these Terms, do not access or use the Site or any application or service available thereon. is a service mark of KNC. All trademarks, service marks, trade names and logos displayed on are proprietary or licensed for use on, except for those of the insurance carriers, agents, brokers, industry organizations, associations, health care institutions, and other service companies, which are service marks or trademarks of their respective entities. The names, trademarks, service marks and logos displayed on may not be used in any advertising or publicity, or otherwise for any commercial use by other insurance agents and brokers. Any such use is prohibited by federal trademark and copyright law. is a copyrighted publication of KNC. No portion of or any news or information displayed on may be published, broadcast, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any way for any purpose. Users and other sites may not redeliver any of the pages, text, images, or other content of using "framing" methodology (or similar means). The content presented on the Site may not necessarily be the content of the participating insurance carriers. However, certain content is presented by insurance carriers, agents, brokers, industry organizations, service providers and educational institutions and that content is solely that of the respective entity providing the content.

General Disclaimer; No Warranties; Limited Liability is a web site where businesses and consumers can research various dental and vision insurance and discount card choices and dental and vision insurance companies and discount card providers. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits. The general and insurance specific information contained on the Site are intended to be accurate and reliable, however, no representations are made as to the accuracy, timeliness or completeness of the materials displayed or made available on the Site. The information on the Site, including without limitation, these Terms, may be periodically amended, changed, added, deleted, updated or altered, without notice. Inasmuch, KNC does not accept any responsibility or liability for any actions taken as a result of using this information. In no event will KNC, its agents or employees, be liable for any damages, losses or other expenses arising in connection or use or inability to use thereof by any party, or in connection with any failure of performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line system failure, even if such parties advised of the possibility of such damages, losses or other expenses. KNC’s maximum liability to any user shall be the amounts paid by such user for the services provided on KNC is not an insurance company. KNC is not responsible for payment of any claims a user may have relating to insurance purchased through

KNC has not reviewed all of the sites linked to the Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by KNC of the site. USE OF ANY SUCH LINKSED WEBSITE IS AT THE USER’S OWN RISK. KNC shall not be responsible or liable, directly or indirectly, for any damage or loss caused, alleged to be caused by or in connection with the use of, inability to use or reliance on any content, goods or services available on any and all linked sites

Do Not Cancel Any In-Force Health Insurance Until ...

you receive written formal approval of acceptance from the insurance company to which you are applying. Rates quoted are subject to change based on the plan's underwriting practices and of your selection of available optional benefits, if any. All rates quoted for each insurance company are for new customers only and the rates may not apply to existing customers of the insurance company. Insurance companies may change rates and benefits without notice. All plan benefits and information displayed on are a general summary of the products of each insurance company. Final rate and benefit information are always determined by the health insurance company.

Governing Law

Any claim relating to KNC or the Site shall be governed by the laws of the State of California without regard to its conflict of law provisions.

State Licenses, Inc., 3030 South Bundy Drive, Los Angeles, CA 90066, its affiliates, and/or its licensed agents are licensed in the above jurisdictions.

Kelsey National Corporation, 3030 South Bundy Drive, Los Angeles, CA 90066, an affiliated company of, Inc., is a licensed agent/broker in each state that requires health insurance transactions to be conducted through a licensed agent/broker.

AlabamaMark Kelsey74994
 Kelsey National Corporation10098623
Alaska Mark Kelsey10964
 Kelsey National Corporation10963A
Arizona Mark Kelsey17967
 Kelsey National Corporation19451
Arkansas Mark Kelsey212079
 Kelsey National Corporation246059
California Mark Kelsey630421
 Kelsey National Corporation307631
Colorado Mark KelseyNPI00041720
 Kelsey National CorporationNPA00046386
Connecticut Mark Kelsey1019726
 Kelsey National Corporation439400
Delaware Mark Kelsey147676
 Kelsey National Corporation155432
District of Columbia Mark KelseyAI1007033
 Kelsey National Corporation9900651
Florida Mark KelseyA139143
 Kelsey National CorporationL039887
Georgia Mark KelseyAGN459199
 Kelsey National CorporationAYP103037
Hawaii Mark Kelsey113402
 Kelsey National Corporation330927
Idaho Mark Kelsey84758
 Kelsey National Corporation84757
Illinois Mark Kelsey0
 Kelsey National Corporationtaxid1
Indiana Mark Kelsey297985N
 Kelsey National Corporation300134N
Iowa Mark KelseyIA0000000158455
 Kelsey National Corporation1001002544
Kansas Mark Kelsey230628
 Kelsey National Corporationna
Kentucky Mark Kelsey368341
 Kelsey National Corporation398031
Louisiana Mark Kelsey206298
 Kelsey National Corporation208635
Maine Mark KelseyPRN63804
 Kelsey National CorporationAGN37962
Maryland Mark KelseyNP117345
 Kelsey National CorporationNPF3743
Massachusetts Mark Kelsey1573516
 Kelsey National Corporation1819817
Michigan Mark Kelsey180231
 Kelsey National Corporation12383
Minnesota Mark KelseyIN62658
 Kelsey National CorporationIA9658
Mississippi Mark Kelsey9302855
 Kelsey National Corporation501392
Missouri Mark KelseyPR103494
 Kelsey National CorporationAG09690
Montana Mark Kelsey108492
 Kelsey National CorporationAGYL019053
Nebraska Mark KelseyAG244940
 Kelsey National Corporation39240
Nevada Mark Kelsey36498
 Kelsey National Corporation681
New Hampshire Mark Kelsey361372
 Kelsey National Corporation364068
New Jersey Mark KelseyIP9958955
 Kelsey National CorporationOP9362996
New Mexico Mark Kelsey59284
 Kelsey National Corporation100000344
New York Kelsey National CorporationLA723571
North Carolina Mark Kelsey0
 Kelsey National Corporation1000004517
North Dakota Mark Kelsey84758
 Kelsey National Corporation952304695
Ohio Mark Kelsey541527
 Kelsey National Corporation26244
Oklahoma Mark Kelsey185048
 Kelsey National Corporation15204
Oregon Mark Kelsey166400
 Kelsey National Corporation805618
Pennsylvania Mark Kelsey294148
 Kelsey National Corporation61082
Rhode Island Mark Kelsey1069233
 Kelsey National Corporation1092541
South Carolina Mark Kelsey248371
 Kelsey National Corporation164882
South Dakota Mark KelseyNP552477751
 Kelsey National CorporationC7971
Tennessee Mark Kelsey739954
 Kelsey National Corporation658
Texas Mark Kelsey834789
 Kelsey National Corporation1348125
Utah Mark Kelsey79529
 Kelsey National Corporation104921
Vermont Mark Kelsey68573
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Virginia Mark Kelsey680022
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Washington Mark Kelsey101355
 Kelsey National CorporationKELSENC186D2
West Virginia Mark Kelsey96698
 Kelsey National Corporation900
Wisconsin Mark Kelsey2331277
Wyoming Mark Kelsey46211
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