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Legal Terms and Conditions


Thank you for visiting (the "Site"). By accessing the Site or any applications or services made available through, you agree to be bound by these Legal Terms and Conditions (these "Terms"). is owned or controlled by Kelsey National Corporation ("KNC"). Please read these Terms carefully as they affect your legal rights and obligations. If you do not agree to be bound by these Terms, do not access or use the Site or any application or service available thereon. is a service mark of KNC. All trademarks, service marks, trade names and logos displayed on are proprietary or licensed for use on, except for those of the insurance carriers, agents, brokers, industry organizations, associations, health care institutions, and other service companies, which are service marks or trademarks of their respective entities. The names, trademarks, service marks and logos displayed on may not be used in any advertising or publicity, or otherwise for any commercial use by other insurance agents and brokers. Any such use is prohibited by federal trademark and copyright law. is a copyrighted publication of KNC. No portion of or any news or information displayed on may be published, broadcast, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any way for any purpose. Users and other sites may not redeliver any of the pages, text, images, or other content of using "framing" methodology (or similar means). The content presented on the Site may not necessarily be the content of the participating insurance carriers. However, certain content is presented by insurance carriers, agents, brokers, industry organizations, service providers and educational institutions and that content is solely that of the respective entity providing the content.

General Disclaimer; No Warranties; Limited Liability is a web site where businesses and consumers can research various dental and vision insurance and discount card choices and dental and vision insurance companies and discount card providers. Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind, or a recommendation to purchase insurance from any particular insurance company at any particular level of benefits. The general and insurance specific information contained on the Site are intended to be accurate and reliable, however, no representations are made as to the accuracy, timeliness or completeness of the materials displayed or made available on the Site. The information on the Site, including without limitation, these Terms, may be periodically amended, changed, added, deleted, updated or altered, without notice. Inasmuch, KNC does not accept any responsibility or liability for any actions taken as a result of using this information. In no event will KNC, its agents or employees, be liable for any damages, losses or other expenses arising in connection or use or inability to use thereof by any party, or in connection with any failure of performance, error, omissions, interruption, defect, delay in operation or transmission, computer virus or line system failure, even if such parties advised of the possibility of such damages, losses or other expenses. KNC’s maximum liability to any user shall be the amounts paid by such user for the services provided on KNC is not an insurance company. KNC is not responsible for payment of any claims a user may have relating to insurance purchased through

KNC has not reviewed all of the sites linked to the Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by KNC of the site. USE OF ANY SUCH LINKSED WEBSITE IS AT THE USER’S OWN RISK. KNC shall not be responsible or liable, directly or indirectly, for any damage or loss caused, alleged to be caused by or in connection with the use of, inability to use or reliance on any content, goods or services available on any and all linked sites

Do Not Cancel Any In-Force Health Insurance Until ...

you receive written formal approval of acceptance from the insurance company to which you are applying. Rates quoted are subject to change based on the plan's underwriting practices and of your selection of available optional benefits, if any. All rates quoted for each insurance company are for new customers only and the rates may not apply to existing customers of the insurance company. Insurance companies may change rates and benefits without notice. All plan benefits and information displayed on are a general summary of the products of each insurance company. Final rate and benefit information are always determined by the health insurance company.

Governing Law

Any claim relating to KNC or the Site shall be governed by the laws of the State of California without regard to its conflict of law provisions.

State Licenses, Inc., 3030 South Bundy Drive, Los Angeles, CA 90066, its affiliates, and/or its licensed agents are licensed in the above jurisdictions.

Kelsey National Corporation, 3030 South Bundy Drive, Los Angeles, CA 90066, an affiliated company of, Inc., is a licensed agent/broker in each state that requires health insurance transactions to be conducted through a licensed agent/broker.

Alabama Mark Kelsey 74994
  Kelsey National Corporation 10098623
Alaska  Mark Kelsey 10964
  Kelsey National Corporation 10963A
Arizona  Mark Kelsey 17967
  Kelsey National Corporation 19451
Arkansas  Mark Kelsey 212079
  Kelsey National Corporation 246059
California  Mark Kelsey 630421
  Kelsey National Corporation 307631
Colorado  Mark Kelsey NPI00041720
  Kelsey National Corporation NPA00046386
Connecticut  Mark Kelsey 1019726
  Kelsey National Corporation 439400
Delaware  Mark Kelsey 147676
  Kelsey National Corporation 155432
District of Columbia  Mark Kelsey AI1007033
  Kelsey National Corporation 9900651
Florida  Mark Kelsey A139143
  Kelsey National Corporation L039887
Georgia  Mark Kelsey AGN459199
  Kelsey National Corporation AYP103037
Hawaii  Mark Kelsey 113402
  Kelsey National Corporation 330927
Idaho  Mark Kelsey 84758
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Illinois  Mark Kelsey 0
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Indiana  Mark Kelsey 297985N
  Kelsey National Corporation 300134N
Iowa  Mark Kelsey IA0000000158455
  Kelsey National Corporation 1001002544
Kansas  Mark Kelsey 230628
  Kelsey National Corporation na
Kentucky  Mark Kelsey 368341
  Kelsey National Corporation 398031
Louisiana  Mark Kelsey 206298
  Kelsey National Corporation 208635
Maine  Mark Kelsey PRN63804
  Kelsey National Corporation AGN37962
Maryland  Mark Kelsey NP117345
  Kelsey National Corporation NPF3743
Massachusetts  Mark Kelsey 1573516
  Kelsey National Corporation 1819817
Michigan  Mark Kelsey 180231
  Kelsey National Corporation 12383
Minnesota  Mark Kelsey IN62658
  Kelsey National Corporation IA9658
Mississippi  Mark Kelsey 9302855
  Kelsey National Corporation 501392
Missouri  Mark Kelsey PR103494
  Kelsey National Corporation AG09690
Montana  Mark Kelsey 108492
  Kelsey National Corporation AGYL019053
Nebraska  Mark Kelsey AG244940
  Kelsey National Corporation 39240
Nevada  Mark Kelsey 36498
  Kelsey National Corporation 681
New Hampshire  Mark Kelsey 361372
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New Jersey  Mark Kelsey IP9958955
  Kelsey National Corporation OP9362996
New Mexico  Mark Kelsey 59284
  Kelsey National Corporation 100000344
New York  Kelsey National Corporation LA723571
North Carolina  Mark Kelsey 0
  Kelsey National Corporation 1000004517
North Dakota  Mark Kelsey 84758
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Ohio  Mark Kelsey 541527
  Kelsey National Corporation 26244
Oklahoma  Mark Kelsey 185048
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Oregon  Mark Kelsey 166400
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Pennsylvania  Mark Kelsey 294148
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Rhode Island  Mark Kelsey 1069233
  Kelsey National Corporation 1092541
South Carolina  Mark Kelsey 248371
  Kelsey National Corporation 164882
South Dakota  Mark Kelsey NP552477751
  Kelsey National Corporation C7971
Tennessee  Mark Kelsey 739954
  Kelsey National Corporation 658
Texas  Mark Kelsey 834789
  Kelsey National Corporation 1348125
Utah  Mark Kelsey 79529
  Kelsey National Corporation 104921
Vermont  Mark Kelsey 68573
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Virginia  Mark Kelsey 680022
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Washington  Mark Kelsey 101355
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West Virginia  Mark Kelsey 96698
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Wisconsin  Mark Kelsey 2331277
Wyoming  Mark Kelsey 46211
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