Coverage Options from an Insurance TitanShop for Plans
MetLife is one of the largest providers of insurance, annuities, and employee benefit programs. Founded in 1868, the company is dedicated to providing working-class Americans with financial protection. Over the years, MetLife has helped generations of customers around the world protect their property, finances, family, and future. The largest commercial dental insurance carrier in the U.S., MetLife proudly offers both dental and vision benefits on DentalInsurance.com. Their range across the U.S. spans from New York to California, as far south as Florida and as far north as Alaska.
You deserve the best care to keep you and your family healthy, and costs should never prevent you from getting the care you need. Whether you need routine cleanings, braces, or a dental filling, having a solid dental plan helps makes it easier to protect your smile and your budget. MetLife's plans, service, and discounts make it easier for you to save and protect your family's health.
When you choose MetLife, you get an insurer who will help you save in ways you've never imagined. It's more than discounts. You'll see it in the way MetLife manages claims and the selection of providers in its networks. MetLife is your total solution for healthier smiles, brighter eyes, lower costs, and award-winning service.
The advantages of MetLife dental coverage include:
Largest network of dentists
Flexibility to choose any licensed dentist
Plan Type: PPO
Plan Maximum: $2000
Benefits increase after the first and second years
No referral needed for specialty care
Plan Type: PPO
Plan Maximum: $1500
PPO dental insurance refers to a dental plan whose network of dentists classifies them as a Preferred Provider Organization. In this type of dentist network, an enrollee in the PPO plan will pay lower out-of-pocket dental insurance costs when using an in-network dentist. However, unlike a HMO dental plan, a PPO dental plan allows its enrollees to use out-of-network dentists. Out-of-network care, though, does come with higher out-of-pocket costs than is the case for in-network dental care. Indemnity plans also have considerable flexibility around dentist choice but the plan will reimburse dental care at a customary and reasonable rate determined by the insurance company, but this rate may not correspond to what a dentist actually charges a patient.
For a more in-depth discussion, see our resource on PPO dental insurance.