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MetLife Dental Insurance

Coverage Options from an Insurance Titan

Why Choose MetLife Dental

Arrow hitting the center of the target Plan Choices

Consider your oral health needs and ability to pay. We have plan options for all needs and budgets.
Magnifying glass looking at a dollar sign Family Coverage

If you have children, consider more comprehensive coverage for less out-of-pocket costs.
Helping hands working together Good Oral Health

Routine visits to the dentist can help prevent costly dental bills as well as other medical conditions.
By Insurance Industry Expert & Author

Updated on


In this article

In the article below, we provide you:

Our best-selling MetLife Dental Insurance Plans

Company logo for MetLife bestselling

Takealong Dental High

Largest network of dentists. Flexibility to choose any licensed dentist.

Plan Type: PPO

Plan Maximum: $2000

Company logo for MetLife bestselling

Takealong Dental Medium

Benefits increase after the first and second years. No referral needed for specialty care.

Plan Type: PPO

Plan Maximum: $1500

A Quick Introduction to MetLife

MetLife is one of the largest providers of insurance, annuities, and employee benefit programs. Founded in1868, the company is dedicated to providing working-class Americans with financial protection. Over the years, MetLife has helped generations of customers around the world protect their property, finances, family, and future. The largest commercial dental insurance carrier in the U.S., MetLife proudly offers both dental and vision benefits on Their range across the U.S. spans from New York to California, as far south as Florida and as far north as Alaska.

You deserve the best care to keep you and your family healthy, and costs should never prevent you from getting the care you need. Whether you need routine cleanings, braces, or a dental filling, having a solid dental plan helps makes it easier to protect your smile and your budget. MetLife's plans, service, and discounts make it easier for you to save and protect your family's health.

When you choose MetLife, you get an insurer who will help you save in ways you've never imagined. It's more than discounts. You'll see it in the way MetLife manages claims and the selection of providers in its networks. MetLife is your total solution for healthier smiles, brighter eyes, lower costs, and award-winning service.

Questions answered and ready to buy?

Why Enroll in a MetLife Dental Plan?

The advantages of MetLife dental coverage include:

  • MetLife's large network and flexible coverage options help keep your out-of-pocket costs down
  • Finding the right dentist is easy with the MetLife dental network, which includes over 146,000 providers
  • Visit providers in or out of network with our flexible plans
  • Members benefit from our negotiated fees, which are typically 30-45% less than average

Some Quick Facts About MetLife

  • Recognized and trusted by approximately 100 million customers worldwide
  • Over 90 million customers in over 60 countries
  • More than 150 years of experience
  • Serves more than 90 of the top 100 companies in the Fortune 500 for the U.S.

A Reputation Built on Trust

Read why our Customers trust us to help them find the right MetLife plan


4.5 Stars Based on 763 reviews trustpilot

Experience was great

The overall experience was great with the agent was great. She made the entire process easy...

El Paso, TX


Very happy. Great job.

The rep went through all the features of various plans that could effect me. I bought the policy. Very happy...

Pensacola, FL

Comparison of our MetLife Dental Plans

  TakeAlong Dental
TakeAlong Dental
TakeAlong Dental
HMO-Managed Care 245 (High)
TakeAlong Dental
HMO-Managed Care 350 (Low)
Network Type PPO PPO HMO HMO
Annual Deductible per Enrollee $25 per person (maximum $75 per family)
per calendar year
Maximum Benefit $2,000 per person per calendar year $1,500 per person per calendar year None
Annual Cleaning Pays 100% of maximum allowable charge $20 $0
Traditional Fillings
(one surface)
Pays 80% of maximum allowable charge Pays 70% of maximum allowable charge $15 $0
White Fillings
(one surface)
Pays 80% of maximum allowable charge Pays 70% of maximum allowable charge $25
Tooth Extraction Pays 80% of maximum allowable charge Pays 70% of maximum allowable charge $20 $5
Root Canal Pays 50% of maximum allowable charge $225 $110
Crown Pays 50% of maximum allowable charge $350 $245

We can help you find the plan that best suits YOUR needs.

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How to Enroll in a MetLife Dental Plan

MetLife dental insurance comes in a variety of options available across the United States. Use our free dental insurance comparison tool to find the right MetLife dental plan for you needs and budget. Before enrolling in your MetLife plan, make certain you review MetLife dental plans for:

  • Covered dental services (such as fillings, crowns, and root canals)
  • Annual limits (this is often called a plan’s “maximum benefit”)
  • Dental network (PPO plans typically allow the use of out-of-network dentists while HMOs typically restrict enrollees to in-network dentists)
  • Premium (the monthly charge for the insurance coverage)

Once you’ve found the right MetLife plan for your needs, select the Apply Now button. This will begin the insurance application form. The application will ask basic information such as your name (and family members’ names if you are applying for family coverage), your address, and payment details. The process will also have you select an Effective Date for the insurance policy. The Effective Date is the first day the insurance coverage is active for use. This date might be the first day of the month after the month in which you apply for coverage.

Once the application completed and submitted, you will receive an email confirming your coverage.

Need help choosing a plan? Call us at 800-296-3800

Our knowledgeable customer service team will assist you with any questions you may have prior to enrolling in a dental plan. They can guide you through the process of choosing coverage that matches your needs as well as your budget.

Dental Insurance