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Georgia (GA) Dental Plans

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What are dental plans like in the Peach State?

By Insurance Industry Expert & Author
Updated on

GA Dental Plan Review

A review of slightly more than 30 dental plans offered in Georgia for 2021 observed a variety of interesting characteristics for the state’s dental plans. The plans reviewed had an average monthly charge of $37.96. This average was slightly higher than the averages of nearby states Florida ($35.45) and Alabama ($32.80).

Deductibles for single enrollees grouped as follows with respect to the 30 Georgia dental plans under examination:

Deductible Amount* Number of Plans in Study Percentage of Plans in Study
$0 5 16 percent
$25 1 3 percent
$50 21 68 percent
$75 1 3 percent
$100 3 10 percent
$150 0 0 percent
Total 31 100 percent
* Deductibles may have restrictions such as the use of in-network dentists

It is important to note that in some cases a deductible might be waived for preventive services or may have a deductible that was paid once during the entire time of enrollment, even if enrollment is several years. Some plans with orthodontic coverage had an additional deductible that applied to those services.

Family Deductibles

Deductibles for families were higher than for individuals. 16 percent of plans in the study had no deductible. For one-out-of-four plans, the deductible increased per person. Over half of the plans (58 percent) had a maximum deductible for families regardless of the number of family members. The table below documents how the maximum family deductible obligations varied among the plans.

Maximum Family Deductible Amount* Number of Plans in Study Percentage of Plans in Study
$0 5 16 percent
$75 1 3 percent
$150 13 42 percent
$225 1 3 percent
$300 3 10 percent
Per member deductible (e.g. $50) with no cap 8 26 percent
Total 31 100 percent
* Deductibles may have restrictions such as the use of in-network dentists

Additional Dental Resources for Georgians

Georgia Dental Association (GDA)

The Georgia Dental Association is the "premier professional organization" of Georgia dentists. Its mission is to enhance local oral health and promote professional excellence through a combination of education, advocacy, and professionalism.

FAQs on Oral Health

Numerous answers are provided to your top dental questions such as:

  • Should my children have fluoride?
  • How can I pay for dental care?
  • How often do I have to go to the dentist?
  • Are dental X-rays safe?
  • Is Dental Amalgam Safe?
  • How do I treat a toothache?
  • COVID-19: What should I expect at my dentist’s office?

Free/Reduced Cost Dental Clinics

This webpage provides a document listing charitable clinics located throughout the state of Georgia. The Georgia Dental Association also has another webpage for donated dental services. This program provides free, comprehensive dental care to people who have disabilities or who are elderly or who are medically fragile.

Georgia State

Wisdom, Justice, and Moderation

  • Capitol: Atlanta
  • Nickname: Peach State, Empire State of the South
  • State Bird: Brown thrasher
  • State Flower: Cherokee rose

Our best-selling plans in Georgia

Delta Dental Logo

Dental for Everyone Gold

Increasing benefits after the first and second years. Keep your dental plan regardless of age.

Plan type: PPO
Plan Maximum: $1000

Find out more
Delta Dental Logo

Immediate Coverage Plan

Immediate coverage with no waiting periods for most services. Generous plan maximum.

Plan type: PPO
Plan Maximum: $3000

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Guardian Logo

Advantage Gold

Rich benefits with maximums increase each for year the first 3 years.

Plan type: PPO
Plan Maximum: $1000 - $1500

Find out more

See why our customers trust us to help them find the right dental plan

"Reuben was awesome! Super helpful and helped me to get a policy that my long term dental office accepts, which was very important to me! As long as everything happens as promised I will continue to be a very satisfied customer!"
Roopville, GA
"The customer service I received from was delightful! I received the information I requested, signed up with a dental plan along with much laughter. I also commented on his effective Listening skills. It was truly a pleasure speaking with him!"
Stone Mountain, GA
"Plan was explained to my understanding so that is why I purchased it. Also was not so costly that I couldn\'t make pymts."
Lawrenceville, GA
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