A review of slightly more than 30 dental plans offered in Georgia for 2021 observed a variety of interesting characteristics for the state’s dental plans. The plans reviewed had an average monthly charge of $37.96. This average was slightly higher than the averages of nearby states Florida ($35.45) and Alabama ($32.80).
Deductibles for single enrollees grouped as follows with respect to the 30 Georgia dental plans under examination:
| Deductible Amount* | Number of Plans in Study | Percentage of Plans in Study |
| $0 | 5 | 16 percent |
| $25 | 1 | 3 percent |
| $50 | 21 | 68 percent |
| $75 | 1 | 3 percent |
| $100 | 3 | 10 percent |
| $150 | 0 | 0 percent |
| Total | 31 | 100 percent |
| * Deductibles may have restrictions such as the use of in-network dentists | ||
It is important to note that in some cases a deductible might be waived for preventive services or may have a deductible that was paid once during the entire time of enrollment, even if enrollment is several years. Some plans with orthodontic coverage had an additional deductible that applied to those services.
Deductibles for families were higher than for individuals. 16 percent of plans in the study had no deductible. For one-out-of-four plans, the deductible increased per person. Over half of the plans (58 percent) had a maximum deductible for families regardless of the number of family members. The table below documents how the maximum family deductible obligations varied among the plans.
| Maximum Family Deductible Amount* | Number of Plans in Study | Percentage of Plans in Study |
| $0 | 5 | 16 percent |
| $75 | 1 | 3 percent |
| $150 | 13 | 42 percent |
| $225 | 1 | 3 percent |
| $300 | 3 | 10 percent |
| Per member deductible (e.g. $50) with no cap | 8 | 26 percent |
| Total | 31 | 100 percent |
| * Deductibles may have restrictions such as the use of in-network dentists | ||
Increasing benefits after the first and second years. Keep your dental plan regardless of
age.
Plan type: PPO
Plan Maximum: $1000
Immediate coverage with no waiting periods for most services. Generous plan maximum.
Plan type: PPO
Plan Maximum: $3000
Rich benefits with maximums increase each for year the first 3 years.
Plan type: PPO
Plan Maximum: $1000 - $1500
The Georgia Dental Association is the "premier professional organization" of Georgia dentists. Its mission is to enhance local oral health and promote professional excellence through a combination of education, advocacy, and professionalism.
Numerous answers are provided to your top dental questions such as:
This webpage provides a document listing charitable clinics located throughout the state of Georgia. The Georgia Dental Association also has another webpage for donated dental services. This program provides free, comprehensive dental care to people who have disabilities or who are elderly or who are medically fragile.
Wisdom, Justice, and Moderation
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