Dental insurance companies create dental plans to help people pay the costs of dental care.

Dental insurance companies create dental plans to help people pay the costs of dental care.

Dental insurance companies, or “carriers,” make up most of the dental insurance industry. The nearly 1,500 businesses in this industry earned nearly $75 billion in revenue during a recent period. In addition, the industry employs nearly 82,000 people.

Dental insurance is a type of financial product. Dental insurance companies create dental plans to help people pay for dental care.

While the past 6 years have seen spending on health care rise, some say that trend has also led to higher dental care costs. Hence, to be profitable, dental insurance companies must be frugal. They have to think about every penny when they create and market dental plans.

The Dental Insurance Companies on this Site

As a leading provider of dental insurance, we’ve made it our job to help you shop and apply for dental plans. To help you find the plan that’s right for you, we show you only  some of the country’s top dental insurance companies and plans.

The following are a few of our favorites.

Ameritas is a top provider of dental and eye care products, services and business solutions. Also, it is part of Ameritas Life insurance Corp., and earns high ratings from industry analysts.

American National is among the largest life insurance companies in the US. It’s part of American National Insurance Company, which markets health and other products.

HumanaOne Dental is part of Humana Inc., one of the nation’s largest publicly traded health benefits companies. Its HumanaOne Dental and Vision Plans can help you save money with a simple and hassle-free experience.

Delta Dental is a very large and experienced carrier. In addition, they offer dental plans for a wide range of people and groups.

Dentalsave is one solution to the rising cost of traditional coverage. Northeast Dental Plan and Southeast Dental Plan in Florida and are both affiliates of DentalSave, America. Inc.

Dominion National Services  is a provider of dental and vision benefits. Among its 840,000 customers are both individuals and groups.

Guardian provides dental plans to 7 million customers. It also provides access to a large dental network with competitive benefits.

But wait, there’s more…

Nationwide offers comprehensive dental insurance created to offer you protection and flexibility. In addition, Multiflex covers basic, preventative, and major dental services.

Primecare Dental is a dental plan operating in California. Founded by dental professionals, it began marketing its first dental plan in 1983.

Time Insurance Company provides a variety of plan choices. Its headquarters are in Milwaukee, Wisconsin.

Argus is owned and operated by professionals with extensive experience with dental insurance and clinical dentistry. Its benefit plans meet the needs of individuals and groups.

Delta Dental of MI is one of the largest carriers in the nation. Its plans are also part of a group of plans that provide coverage to more than 54 million Americans.

Renaissance Dental provides flexible plans and exceptional customer service. It boasts an A- rating from A.M. Best Company and provides online tools that make it easy to find and manage information.

Starmount Life Insurance provides dental insurance to individuals, families and groups. In addition, it has more than 600,000 covered people in 49 states and the District of Columbia.

How to Choose Dental Insurance

Even with a curated group of companies to choose from, choosing a dental insurance plan requires thought and consideration. Therefore, to take stock of your needs and choose the plan that’s best for you, start with this simple checklist.

Then, when you’re ready to start shopping, get your free quote and compare the dental insurance companies and plans available here at DentalInsurance.com.

Discount dental plans (DDPs) are not the same as dental insurance. They’re a common type of plan that can help lower the costs of dental work.

People with no dental insurance often turn to discount dental plans for help.

People with no dental insurance often turn to discount dental plans for help.

People with no dental insurance often turn to a discount dental plan for help. DDPs also appeal to those who have a dental plan that does not cover certain types of work. Having this type of plan can help you avoid an unnecessary trip to the emergency room.

Discount dental plan members receive discounts only when they use a dentist who takes part in the plan. In general, more dentists take part in DDPs than HMOs. The number of dentists in a DDP is very similar to what you might find in a PPO plan.

Learn about the types of dental insurance plans.

Discount Dental Plans: What to Expect

With typical dental insurance plans, you have set co-payments or coinsurance fees. Not with DDPs. Your discount dental plan payment comes in the form of a member fee.

Also, with a DDP, you pay the dentist for work, not the plan.  Once you pay to be a member, you can work with the plan’s dentists at their discounted rates. DDPs base their costs on a discounted fee schedule.

Some DDPs offer you ways to save on costs that you can’t get with insurance. For instance, some DDPs may have no annual limits or exclusions. Some let you pay the member fee in easy monthly payments.

Some Examples of Discount Dental Plans

There are many discount dental plans. Some popular DDPs include the following.

The True Advantage Dental Discount Plan is a discount program from Aetna. It gives you access to the Aetna Dental Access® Network, which is one of the largest, most recognized discount dental networks in the nation. Learn more about Aetna True Advantage.

The Alpha Dental Plan from Beta Health is a discount fee-for-service network dental plan. Beta offers another discount dental plan called the Choice Dental Plan. The plans can even be combined to create a “Triple Choice Dental Plan” option. Learn more about Beta Health plans.

The Argus Dental Plan is licensed through the Florida Department of Insurance. Argus’ flexible benefit plans meets the needs of individuals, families, and groups of all sizes. Their network of dentists continues to grow every day. Learn more about the Argus Dental Plan.

The Careington International Plan is a dental discount plan that provides a low monthly cost, a broad list of services, and an extensive provider panel. Members receive discounted dental services at participating provider offices. Learn more about the Careington International dental discount plan.

The Patriot Health Dental Plan is for Americans who have no type of dental coverage or want to supplement existing coverage. This reduced fee-for-service dental program provides dental care at more than 3,600 participating dentists nationwide. Learn more about Patriot Health.

AmeriPlan® Corporation has been a provider of supplemental healthcare benefits since 1992. Members get instant savings when they pay the Network health care provider directly for all services. Learn more about AmeriPlan.

Checklist: Find the Best Discount Dental Plan for You

Yes, there are many great discount dental plans that can help you save on the costs of dental work. However, how can you choose the best one for you? Check out this checklist from DentalInsurance.com! It will help you evaluate which is the best discount dental plan to meet your needs.

Orthodontia is the field of dentistry that focuses on teeth and jaw abnormalities. Orthodontics refers to the devices, such as braces. Specialists use these to help address teeth and jaw related issues. Orthodontists are the specialists who work in this branch of dentistry.

Many people have teeth that are naturally straight and fit together well. However, those with problems such as an overbite or teeth that are too far apart may need help from an orthodontist.

Orthodontics Devices

Orthodontic devices, such as braces, help to do the following:

  • Straighten crooked or misaligned teeth
  • Correct problems related to “bite” – the way teeth come together
  • Close any gaps between teeth
  • Ensure the lips and teeth are properly aligned
orthodontics and orthodontia help keep teeth healthy

Having healthy teeth can be a help in other parts of life, as well.

Kids are not the only ones who get orthodontics treatment such as braces. Many adults get braces, as well.

However, many kids get orthodontic treatment to help ensure the jaw grows properly. When the jaw grows as expected, permanent teeth have a better chance of growing in correctly.

Having straight permanent teeth can also help to prevent future oral health problems. And, of course, having healthy teeth can be a help in other parts of life, as well.

Learn how to keep your teeth healthy and strong.

Orthodontic Headgear

In some cases, braces alone may not be enough to change the way teeth and jaw grow. For these situations, orthodontists may recommend wearing orthodontic headgear. People wear this type of device outside of the mouth to provide added traction.

Headgear can help move teeth into a better position and keep them from shifting. Typically, orthodontic headgear is only worn while at home, such as in the evening or while you’re sleeping.

Retainers

A retainer is a custom-made orthodontic device that may be either fixed in place or removable. Retainers attach to teeth to help hold them in position.

People usually wear a retainer after a full treatment with braces.  However, sometimes orthodontists prescribe them to treat teeth without also using braces.

Whether used alone or with braces, retainers help keep teeth correctly positioned. They are typically made of plastic or rubber and have metal wires that cover the teeth.

For post-braces care, patients should wear their retainer at all times for the first six months, then usually only while sleeping.

Learn more about orthodontia.