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NCD Dental Insurance

Quality Dental Coverage for the whole family!

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NCD is dedicated to improving lives by driving better health, providing exceptional experience, and Spreading the Smile.

Dentalinsurance.com, Better Business Bureau A+ rating, Los Angeles, CA Trustpilot 4.7 Star Rating

Why Choose NCD?

Quality Coverage

NCD has a wide selection of plans to fit your needs.

Customer First

Industry leading benefits that give you peace of mind.

Provider Choice

Choose from an extensive network of dental professionals.

By Insurance Industry Expert & Author
Updated on

Dental insurance innovator

In this article, you’ll learn:

NCD Company Background

NCD is owned and operated by the Texas limited liability company National Care Dental Health Plan LLC. NCD, not an insurer itself, partners with brand-name licensed insurance companies who perform the underwriting, insurance, claims processing and management, and other insurance activities integral to the dental plans marketed by NCD. The insurance products marketed by NCD are underwritten by independent insurance companies that are not affiliated with NCD and those insurance companies (or others on their behalf) manage insurance claims under the policies they issue. NCD utilizes its sister company, NCD Agency LLC, a Texas limited liability company, for enrollment, billing, and customer service for the products marketed by NCD. NCD Agency, LLC is a licensed insurance agency.

NCD has made a name for itself in the dental market with a couple plans with extremely high maximum benefits. While many dental plans have annual spending caps below two thousand dollars, NCD has one product with a $5,000 maximum benefit and another with a $10,000 maximum benefit.

NCD's Partnerships with Other Leading Dental Insurance Companies

NCD’s dental market strategy involves partnerships with MetLife, Nationwide, and Careington. These partnerships allow NCD to leverage the resources of top dental insurers and collaborate on new product configurations for consumers.

NCD also has additional partnerships with the NADP (National Association of Dental Plans) and PIMA (Professional Insurance Marketing Association).

Comparison of our NCD Dental Plans

DentalInsurance.com currently offers four different NCD dental plans, two in partnership with Nationwide and two with MetLife. The NCD Complete by MetLife and the NCD Nationwide 5000 offer two of the highest maximum limits available among PPO dental plans.

  NCD Nationwide 3000 NCD Nationwide 5000 NCD Complete by MetLife
Network Type Preferred Provider Organization (PPO) Preferred Provider Organization (PPO) Preferred Provider Organization (PPO)
Annual Cleaning $0 $0 $0
Traditional Fillings (one surface) 80% of allowed cost 65% of allowed cost in year 1 of enrollment, 80% in year 2, and 90% in year 3
White Fillings (one surface) 80% of allowed cost 65% of allowed cost in year 1 of enrollment, 80% in year 2, and 90% in year 3
Tooth Extraction 80% of allowed cost 10% of allowed cost in year 1 of enrollment, 50% in year 2, and 60% in year 3
Root Canal 50% of allowed cost (12-month waiting period) 10% of allowed cost in year 1 of enrollment, 50% in year 2, and 60% in year 3
Crown 50% of allowed cost (12-month waiting period) 10% of allowed cost in year 1 of enrollment, 50% in year 2, and 60% in year 3
Annual deductible (individual enrollee) $50 $100
Maximum Benefit (single enrollee) $3,000 $5,000 $10,000

Our best-selling NCD Dental plans

NCD Nationwide Logo

NCD Nationwide
3000 Plan

Large Network of Dentists

Plan Type: PPO
Plan Maximum: $3,000

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NCD Nationwide Logo

NCD Nationwide
5000 Plan

High Plan Maximum

Plan Type: PPO
Plan Maximum: $5,000

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NCD by MetLife logo

NCD Complete
by MetLife

$10,000 per Calendar Year per person

Plan Type: PPO
Plan Maximum: $10,000

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Trustpilot

See why our NCD Customers trust us to help them find the right plan

"It was fast and clear. I had dental insurance in about in about 15 minutes, and I was able to keep my current dentist."
San Leandro, CA

TrustPilot Five Star Customer Review
"Representative was so pleasant and helpful. Easy process."
Carlisle, PA

TrustPilot Five Star Customer Review