Dominion National

Traditional dental insurance plans as well as dental discount programs

Incorporated in 1996, Dominion National is a leading provider and administrator of dental and vision benefits. Dominion National has over 900,000 customers, including leading health plans, employer groups, municipalities, associations and individuals.

Headquartered in Arlington, Virginia, Dominion National was selected by the U.S. Office of Personnel Management (OPM) as one of only 12 dental carriers to be offered through the Federal Employees Dental and Vision Insurance Program (FEDVIP). The FEDVIP provides benefits to federal employees, federal retirees, and their respective family members.

Dominion Dental Plans

Dominion National shoppers have three principal options from which to choose:

• Preferred Provider Organization (PPO) plans
• “Select” plans (same as a Dental HMO)
• Discount Program

Preferred Provider Organization (PPO)

A Dominion National PPO plan allows members to receive dental services from either an Elite PPO network dentist or any licensed dentist outside of this network. Out-of-pocket costs are normally lower for dental care received from a dentist inside the Elite PPO network. In fact, members may save up to 76 percent by using an in-network dentist. The Elite PPO network has over 10,000 dentists. Plan options include:

• Plans ranging from $750 to $1,500 annual maximum limit (no limit on PPO Preventive).
• Flexibility to use any dentist.
• Lower out-of-pocket cost when using a network dentist.
• No waiting periods on PPO Preventive, Basic and Plus options.

Select Plans

Select Plans (Select Plan Basic & Select Plan Premium) are managed care dental plans with a network of over 5,700 dental care providers. Managed care dental plans have similarities to HMOs in the world of health insurance. Typically out-of-network care is not covered by the plan. The Select Plans include:

• Covered dental services with predictable, fixed-fee copayments.
• No annual maximum dollar limits. On a practical level, this means dental services from the network can be used as often as needed without worry of a cap on plan benefits.
• No waiting periods and no deductible
• Orthodontic benefits for adults and children.
• Extra cleanings for diabetics and expecting mothers available at a copayment
• Discounts on implant services