Dental Insurance for Seniors
According to the US Census, 24% of the US population will be 65 or older by the year 2060. As Americans age, more people are asking about dental insurance for seniors.
That should be no surprise. Older Americans have seen record advances in oral care. Dental tech has grown far beyond where it was even 50 years ago. Dental schools have raised the bar for dental training and certification. Also, dental care products are simply more varied and easier to find today.
Moreover, older Americans are healthier now than in the past. They’re more active and conscious of health and diet than their parents were. In short, seniors today have more teeth than at any other time. And they want to keep them.
Who needs dental insurance for seniors?
Even with better dental care products, tech, and training, people face added oral health challenges as they age. In fact, according to the CDC, the following are just a few of the oral health issues in aging adults:
- Untreated tooth decay: 1 in 5 adults age 65 and older have untreated tooth decay
- Tooth loss: 1 in 5 adults in this range have lost all of their teeth
- Gum disease: Nearly 2 in 3 adults in this age range have gum disease
- Oral cancer: Cancers of the mouth are primarily found in older adults
- Chronic disease: Prescription and over-the-counter drug use can cause dry mouth, which reduces saliva flow and increases the risk of cavities
Still, staying on top of these and related oral health concerns is only part of what’s driving the interest in dental insurance for seniors. What else is driving the need? Well, as the Boomer generation retires, more older adults will need to find a dental plan that will pick up where their employee plans left off.
While Medicare provides benefits that help ensure healthcare coverage continues into old age, it does not cover routine dental care. The federal government may not see the connection between oral health and overall health, but you can bet your dentist does.
How to find dental insurance for seniors
The “healthy teeth, healthy body” link is just one more reason to protect your teeth as you age, and dental insurance is the best way we know to preserve your hard earned oral health.
To find dental insurance for seniors that will fit your lifestyle and needs, get started with a free quote today.