May 2, 2016

5 Reasons Why You Need Dental Insurance

Regular dental care is essential to overall health. In fact, a healthy mouth is often a good sign of a healthy body. Dental insurance can help your teeth and gums — and more — healthy for life.

1. Dental Insurance Helps You Keep Costs Lower

A great way to keep dental costs down is to buy dental insurance. Especially if you need extensive work, such as oral surgery, new dentures, or a crown.

In addition, you may need emergency dental care. Accidents happen, after all.

Unfortunately, emergency dental care is quite expensive when paid out of pocket. However, dental insurance will help keep those costs low.

2. Dental Insurance Prioritizes Preventative Care

Having insurance often gives people the impetus to see a dentist more often. Studies have shown that the lifetime cost of preventive care is a fraction of the cost of reactive repairs. This is a win-win for you and the insurance company. Of course, the most obvious benefit is cost savings. Avoiding the costlier aspects of oral health saves everyone money.

It can be stressful to deal with gum disease, enamel wear and cavities. Regular, preventive oral care reduces the chances of higher-cost oral health repairs later on.

3. You’ll be Better Prepared for Dental Emergencies

Certainly, the financial benefits of emergency dental care under an insurance plan are noteworthy. However, another plus to having dental insurance in an emergency is that it can streamline the recovery process. For example, your primary dentist may be able to take care of emergencies. If so, you could save an expensive trip to the ER.

Learn more: Dental Emergency Room Visits On the Rise

Of course, do visit an emergency room if you have uncontrolled bleeding, difficulty breathing, or a similar condition. Every minute is also important in the case of knocked-out teeth. Going to the emergency room in that situation may increase the tooth’s chances.

4. Dental Insurance Companies Screen Dentists

A majority of insurance companies provide you with a list of approved dentists. After all, it’s in their and your best interests to work with only quality providers.

The companies choose dentists with current technology, an interest in your dental records, rigorously maintained offices, and a commitment to helping you be proactive about your oral health needs. As a result, the chances that you will get high-quality treatment, for both preventative as well as major procedures, are high.

5. You Have Children

The costs mount quickly if you have to pay out of pocket for you, your children and spouse to regularly see the dentist. Because of this, you may be less apt to get them routine dental care.

Set a good example for your children by enforcing the importance of regular checkups. It will help increase the odds that they will do the same for themselves. Fortunately, a number of providers offer affordable family plans.

Read next: 5 Reasons Healthy Smiles Lead to Success

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