Compare Dental Insurance and Discount Plans Online

Looking to find affordable dental insurance or a dental discount plan? Enter your Zip Code to compare free rate quotes for the best dental insurance and dental discount plans and apply online today.

FAQs About Dental Insurance and Discount Plans

Descriptions of Dental Plan Types

The following four types of dental quotes are available from DentalInsurance.com. Click the links after the descriptions to view more detailed information.

  • DHMO Dental Plans: A dental health maintenance organization or DHMO is a type of “managed care.” With this type of coverage, a network of highly qualified dentists provides comprehensive and affordable care for individuals or families. Consumers choose a dentist from the network, and they pay a low monthly premium to receive services at either no cost or a reduced price (some services may require a copayment). The participating dentists receive fixed monthly fees. Learn more about DHMOs
  • PPO Dental Insurance Plans: Another type of managed care plan is called a preferred provider organization (PPO). Consumers with PPOs select a dentist from a network of preferred dental providers who have agreed to provide dental care to members at reduced rates. PPO dental plan participants are made aware of their annual maximums.. Learn more about PPOs
  • Indemnity Dental Insurance Plans: A dental indemnity plan, also known as “traditional” insurance, allows consumers to choose from the largest pool of dentists. Individuals with this type of dental insurance are free to visit any dentist, unlike those with managed care plans. Subscribers pay their dentist’s bill in full and then submit a claim for reimbursement to the carrier. Learn more about indemnity plans
  • Discount Dental Plans: Discount dental plans (DDPs) or “discount dental cards” are not insurance. However, they help consumers save on dental care costs. Members make monthly or annual payments and may receive unlimited dental care services at discount prices based on a fee schedule. Services are provided by dentists who participate in the plan’s dental network. Learn more about discount dental plans

Using the Site Frequently Asked Questions

Why should I buy dental insurance?

What should I consider when choosing a dental plan?

Who needs dental insurance?

What is dental indemnity insurance?

What is a fee schedule plan?

What is a PPO dental plan?

What is a DHMO?

What insurance plans are available in my state?

Questions on Dentists

Can DentalInsurance.com help me find a dentist?

Will I be able to keep my dentist?

Can I go to any dentist?

Can I go to a dentist in a different state or country?

General Dental Benefits Questions

How do I check the balance of my annual maximum?

Can my ID card be replaced?

How do I use my plan benefits?

Who should I contact about my plan's benefits or a claim?

What if my dentist refers me to a specialist?

Discount Cards Basic Information

What is a discount dental card or plan?

How is a discount dental plan different than dental insurance?

How much money could I save with a discount dental plan? Are discounted rates effective immediately?

Are there any fees for using a discount card?

Will all providers accept my card?