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Dental Insurance Plan Quotes – Washington

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Trying to find affordable dental insurance in Washington requires some research, and DentalInsurance.com makes it easy by providing free rate quotes and information so you can easily compare dental insurance and discount dental plan providers side by side. To find out which dental insurance plans are available in Washington, enter your zip code above to start your free online rate quote. Before you begin though, it’s important to understand what the differences are between the various types of dental plans in WA.

Washington Dental Plans

The different types of dental insurance in Washington are:

Washington dental discount plans offer immediate coverage and allow for unlimited use of services by using a Washington dental network and are based on a discounted fee schedule. The cost of a discount card is small compared to the potential savings an individual or family could gain from a discount card.

DHMOs have low premiums and no waiting periods, deductibles, or plan maximums. If a Washington dentist does not accept DHMOs, plan subscribers can go to any Washington dentist that is in-network. With Washington DHMO plans, patients are responsible for the co-payment at the time of service.

A Washington fee schedule works similar to a Washington PPO. Fee schedule plans provide reimbursement for a specific amount based on a fee schedule, with any balance due being the patient’s responsibility. In general, Washington fee schedule insurance plans have lower premiums than Washington PPO and indemnity plans. These plans provide co-insurance if patients go to in-network Washington dentists; out-of-network benefits are paid according to the fee schedule.