Dental Insurance in Maryland

Helping Shoppers Buy the Best Dental Insurance

By Insurance Industry Expert & Author

Updated on


Our Marlyand Dental Insurance Buying Guide will help you:

Our best-selling plans in Maryland

Company logo for Dominion bestselling

Select Plan Premium

No waiting periods, no plan maximums, no deductibles, no charge for oral exams.

Plan Type: DHMO

Plan Maximum: None

Company logo for Delta Dental bestselling

Immediate Coverage Plan

Immediate coverage with no waiting periods for most services. Generous plan maximum.

Plan Type: PPO

Plan Maximum: $3000

Company logo for Ameritas bestselling

Hollywood Smile Premier Plus 2000

100% preventive coverage on day one. $2000 plan maximum. No waiting periods.

Plan Type: PPO

Plan Maximum: $2000

State Trends and Insights

With a population around six million, Maryland is widely praised for its excellent seafood and warm weather. Research from the Health Policy Institute indicated the following oral health trends among residents of the state with respect to the overall condition of their mouths and teeth.

  • 35 percent said their mouth and teeth were in excellent condition
  • 40 percent said their mouth and teeth were in good condition
  • 17 percent said their mouth and teeth were in fair condition
  • 9 percent said their mouth and teeth were in poor condition

For Marylanders with low household incomes, 19 percent said their mouth and teeth were in fair condition and 18 percent indicated the condition was poor. These trends emphasize the need for quality dental coverage in order to promote improved oral health. But what are dental plans like in Maryland?

Questions answered and ready to buy?

Compare Premiums on Plans Accepted by Dentists in Your Town

You can compare dental insurance premiums and out-of-pocket costs in your area to the averages for Maryland (listed below on the page). Visit our dental insurance quote page and start the process. Whether you are in Annapolis or Baltimore or near the western edge of the state, has the local rates that apply to you.

Chart of Maryland Dental Plan Market Trends

Chart of Maryland Dental Plan information

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Oral Health Resources

We've pulled together information to help you find resources in your state to help you maintain your oral health.

Maryland Dental Association (MSDA)

The Maryland State Dental Association, founded in 1883, is a professional organization seeking to protect the public's oral health as well as the dentistry profession. The MSDA provides continuing education resources to dentists and other dental professionals. The MSDA also has patient advocacy programs as well as support for charitable dental programs through its foundation.

Maryland Oral Health Guide

This document, published by the Maryland Department of Health and Mental Hygiene, helps Maryland residents (whether adults, children, special needs patients, caregivers, or advocates) with finding affordable dental care services in the state and nearby areas.

Low-Cost and No-Cost Dental Clinics in Maryland

The Maryland Dental Association provides this online list of dental care options available at reduced cost or free, depending on the provider and the patient’s qualifications. Options include Missions of Mercy, a project where volunteer dentists and dental staff perform free, two-day dental clinics at locations around Maryland. There is also Maryland Healthy Smiles. This program provides dental treatment for:

  • Children under the age of 21
  • Former foster care recipients under the age of 26
  • Pregnant women 21 years of age and older
  • Adults enrolled in the Rare and Expensive Case Management (REM) program.

There is also a Healthy Smiles pilot program serving adults between the ages of 21 & 64 who receive full Medicaid and Medicare benefits.

Finally there is the Maryland Foundation of Dentistry. This organization facilitates free oral health care donated by dental professionals for Maryland adults with intellectual, physical, or developmental disabilities and who are unable to afford dental care.

Need help choosing a plan? Call us at 800-296-3800

Our knowledgeable customer service team will assist you with any questions you may have prior to enrolling in a dental plan. They can guide you through the process of choosing coverage that matches your needs as well as your budget.

Dental Insurance