Kentucky Dental Insurance Plans

Dental Insurance Rate Quotes

Get local dental rate quotes in a matter of seconds for plans by visiting our dental insurance quote page. Based on your zip code, the quoting tool will display those dental plans available in your region of Kentucky and their monthly premium estimates. The average premium among 35 dental plans reviewed in Kentucky was $38.66 in 2023.With respect to deductibles, the average for these same plans was $57.14 annually for a single enrollee. Most of the plans examined had a maximum benefit, a limit on annual enrollee dental spending by the insurance company. The average limit was $1,733.33 per year for the 35 Kentucky dental plans.

In this article, we have helpful links below to pages that include state-by state examples of plans that cover braces, have no waiting periods, include implants among covered care, or have full coverage dental insurance. We also have a list of plans whose popularity make them the <strong><a href=“#kentucky-best-dental-insurance”>best Kentucky dental plans</a></strong> with respect to DentalInsurance.com sales figures.

Immediate Dental Insurance in Kentucky

Want a dental plan with no coverage delays for expensive dental services? See our article on Immediate Coverage Dental Insurance which includes a list of plans by state that lack waiting periods. In Kentucky, our review of nearly three dozen plans found that over half (57 percent) had waiting periods delaying certain types of coverage (e.g. crowns or implants).

Full Coverage Dental Insurance in Kentucky

Dental benefits are not standardized in the insurance marketplace but there are options that cover preventive, minor, and major dental treatments. See our Full Coverage Dental Insurance for both an explanation of what is meant by full coverage and examples of comprehensive dental insurance benefits.

Kentucky Dental Insurance Covering Implants

A dental implant is a major procedure and has a high price tag. 40 percent of the plans in this state study did not cover dental implant services. For more information on this treatment as well as examples of Kentucky dental plans that cover implants, see Dental Insurance Covering Implants.

Kentucky Dental Insurance that Covers Braces

Most dental plans lack coverage for orthodontic care but there are plans on the market offering this benefit. To explore which ones are available in your area, see Dental Insurance that Covers Braces.

Kentucky Insurance Covering Teeth Whitening

Many procedures in cosmetic dentistry are uncovered by dental plans. This means services such as veneers are typically paid out-of-pocket by patients with no help from insurance. However, an increasing number of plans are broadening their benefits to include coverage for teeth whitening, which is among the most popular of cosmetic dental treatments. The 35 dental plans reviewed for this article found almost one third (29 percent) had coverage related to teeth whitening.

Our page on Dental Insurance for Teeth Whitening includes a list of plans that cover some form of teeth whitening.