Plan Highlights and Carrier Information

Dental for Everyone Gold PPO w/Vision

Plan Highlights

  • Freedom to choose any dentist
  • Calendar year maximum $1000 per person
  • 12 month waiting period for major care
  • Keep your dental plan regardless of your age
  • Benefits increase after the first and second years
  • No questions about your past dental history
  • Includes the Exam Plus Vision Plan
  • A WellVision Exam focused on your health
  • VSP doctors nearby with flexible schedules that work for you
  • Dental Insurance Policy benefits and Vision Coverage are provided through different carriers. These companies are financially responsible for their own products.

About the Carrier

Dental

At Delta Dental Insurance Company, we are passionate about oral health and its importance to generations of families. For over 50 years, we have worked to improve oral health by emphasizing preventative care and making dental coverage accessible to a wide variety of employers, groups and individuals.

Delta Dental is the largest and oldest dental plan system in the country. Our roots go back to 1954 with the formation of dental service corporations in California, Oregon and Washington, which were created by dentists who recognized the need to increase access to oral health care. Led by Washington Dental Service (WDS), we began by providing dental benefit programs for organized labor unions.
Delta Dental Plans Association was created in 1966 to bring together these local state service organizations and coordinate dental benefit programs for customers with employees in multiple states. A year later, the first multi-state program was sold by WDS to the International Association of Machinists, beginning a cycle of continued growth and expansion for Delta Dental Plans Association. WDS ceded the administration for enrollees in other states to other Delta Dental member companies and contracted with the Blue Cross/Blue Shield Association for administration in those states without a Delta Dental affiliate organization.

Coverage was provided this way until the late 1980s when the Delta Dental of California (DDCA) won the bid for the Office of the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS) program. Delta Dental member companies agreed to share its provider data so the administration of this very large account could be centralized, with Delta Dental of California sharing the administrative income and risk. The CHAMPUS program led to the creation of the National Provider File (NPF), which was made available for commercial accounts in 1990 via Delta USA – providing Delta Dental coverage to organizations with employees and subscribers located in multiple states.

Today, the Delta Dental Plans Association is comprised of 39 independent Delta Dental Member Companies operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 46 million people, enrolled in over 80,000 groups that are either administered locally or nationally.

Delta Dental continues its commitment to:

  • Bring together its independent state service organizations;
  • Serve as a conduit for member companies to provide multi-state and national coverage to customers; and
  • Increase the availability of dental care to the millions of people working and living in the United States.

Vision

We're dedicated to offering affordable, high-quality eyecare plans that promote visual wellness and improve our members' quality of life. As the nation's largest provider of eyecare coverage, thousands of companies rely on us to provide a range of vision plans. Our plans meet overall eye health and wellness needs and cover advanced vision correction procedures, including surgery.

Origin

A forward-thinking group of optometrists founded VSP in September of 1955 in Oakland, California. Today, our headquarters are in Rancho Cordova, a suburb of Sacramento, California. For more than half a century we’ve been a trusted source in eyecare wellness benefits.

Recognition

VSP has earned recognition from a range of prestigious third parties. Check out our extensive list of Awards and Accreditations.

Community

Our passion for people and their vision doesn't stop at those with VSP coverage. We believe everyone deserves to see well. That's why we actively seek opportunities to give back to the community with programs like Sight for Students®. This program provides free eyecare and eyewear to uninsured, low-income children.

Members

With more than 55 million members nationwide, we’re proud that one in six people in the United States rely on us for eyecare coverage.

Carrier Privacy Policy

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Carrier Address

Delta Dental
100 First Street
San Francisco, CA 94105