A coinsurance fee is a type of out-of-pocket cost where the patient pays a percentage of a covered dental procedure’s expense. For example, if an insurance company pays 80 percent of a dental procedure costing $100, then the remaining 20 percent (which, in this case, would be $20) would be paid by the patient.
A coinsurance fee is contrasted to a copayment, where a patient pays a fixed dollar amount (e.g. $45) toward the expense of a covered dental procedure. A dental plan will use either a coinsurance fee or a copayment, but not both for the same procedure.
Our knowledgeable customer service team will assist you with any questions you may have prior to enrolling in a dental plan. They can guide you through the process of choosing coverage that matches your needs as well as your budget.
