Encore Dental Plan A Benefits
The Encore Dental® Insurance Plan provides significant benefits. You and your covered family members will have up to 100% coverage on preventative and diagnostic services (including check-ups, cleanings and x-rays) as well as up to 50% on basic dental work (such as fillings) – with no waiting period!
And after 12 months, your coverage for major dental work like root canals and crowns - expensive procedures that typically cost hundreds of dollars will kick-in. With Encore Dental® you receive benefits up to 50% on these services which means you can significantly reduce your dental bills!
|Encore Plan Benefits|
The Encore Dental® insurance plan, underwritten by Transamerica Life Insurance Company , can help to significantly cut your dental bills, no matter what dentist you see. The benefit levels shown in the above chart indicate what the plan will pay when you visit one of the plan's in-network dentists. If you decide to see a dentist who is not part of the plan’s network, you also pay for any amount above the “eligible expense” (the smallest of either the medium charge, or 85% of the usual and customary charge for the area where the dental service is received). There is a 12-month waiting period to receive benefits for major dental services.
Stonebridge Life Insurance Company legally merged into Transamerica Life Insurance Company on October 1, 2015. This merger will not affect the insurance coverage described on this site. Your policy or certificate fulfillment may come from Stonebridge Life Insurance Company or Transamerica Life Insurance Company , depending on the timing of your state’s approval. Transamerica is the brand name used for products and services provided by one or more of the Transamerica companies. If you have any questions about the merger, please call us toll free at 800-PYRAMID (800-797-2643), weekdays from 8 am to 6 pm, EST.
* For children aged 16 and under.
|Principal Benefits and Covered Services|
|Preventive and Diagnostic Services||Check-Ups (oral exam) & Cleanings, X-Rays
Sealants & Fluoride Treatments*
|Basic Dental Services||Fillings & Other Restorative Services
Anesthesia and more
|Major Dental Services
(12 months waiting period)
|Crown & Root Canal, Oral Surgery, Periodontics
Repairs to Dentures & Bridges, Full or Partial Dentures, Fixed Bridges and more
|Deductible and Maximums
|Annual Deductible for Preventative and Diagnostic Services||$0|
|Annual Deductible for Basic and Major Services.||$50|
|Annual Maximum Benefit||$1,000|
Policy/Certificate #: SLDT1000IP/SLDT1000GC/GC537/D491