Get affordable individual and family vision insurance from VSP
- Low out-of-pocket costs
- Access to the nation's largest network of independent doctors in convenient locations
- Fully covered comprehensive eye exam after a small copay
- Wide selection of frames to fit your style and budget
- Up to a $220 allowance for frames or contacts
- Low copays: $10/exam, $20/glasses
VSP helps you save money on high quality eye care and eyewear
Yes, your eyes affect how you see. However, did you know they also affect how you feel? Early detection of issues like diabetes or hypertension means you can more easily manage them - and protect your eyesight - before they become bigger problems.
A WellVision Exam® from a VSP® provider helps detect the signs of health conditions like high blood pressure, diabetes, and high cholesterol - along with other eye and health issues.
Your eyes come first with VSP. With wellness as the focus, it's easy to see why consumers rank VSP as the #1 choice in vision care.
See available Vision Plans
Lower your out of pocket cost with a VSP® Individual Vision Plan.
Frequently Asked Questions
You only get one set of eyes, so it's important to take care of them. Your eyes not only affect how you see, but how you feel. Caring for your vision can lead to a better quality of life, including:
- Fewer headaches
- Better performance at school
- Less computer eye strain
- More effectiveness at work
- Better performance in sports
It all starts with an eye exam. In addition to evaluating your vision, an eye exam can help detect general health issues well before other signs become apparent. Early detection of issues like diabetes or hypertension means you can more easily manage them before they become bigger problems.
The goal at VSP is to help people see by providing affordable access to high-quality eye care and eyewear. An individual or family vision insurance plan from VSP typically saves you hundreds of dollars on your exams and glasses. That's why 80 million members are happily covered by VSP.
- The money you save depends on the plan you choose and the selections you make at the doctor's office.
- When looking at premium alone, some individual vision plans may appear to cost less than VSP; but, many plans don't cover both the eye exam and the materials (frames, lenses, lens coatings, etc.).
- When digging a bit deeper and comparing the coverage/services received and copays related to out-of-pocket costs, you'll see that VSP typically has the better and more cost effective plan of benefits.
The typical VSP savings is $244 after plan costs, when seeing a VSP doctor. On average VSP members save more than $200 for their combined eye exam and eyewear services. (Source: Comparison based on national averages for comprehensive eye exams and most commonly purchased brands.)
Vision insurance and dental insurance are important coverages to round out your overall health care package. While both are health insurance coverages, and many times “bundled” together, they're different and can't be practically compared.
You're covered by a group vision insurance plan that also covers your family, you may not need an individual vision plan. However, if that plan doesn't cover exams related to prescription glasses and/or contacts, or it doesn't cover your spouse and/or children, you may need to purchase an Individual Vision Plan from VSP.
If you're on Medicare and/or will be eligible for Medicare, you should get an Individual Vision Plan from VSP to round out your overall health care package. People on Medicare should get an Individual Vision Plan from VSP because Medicare doesn't cover eye exams related to prescribing glasses. (Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments.)
Medicare doesn't cover routine eye exams (sometimes called "eye refractions") for eyeglasses or contact lenses.
A Medicare Supplement Insurance (Medigap) policy generally doesn't cover vision care or eyeglasses.
Medicare Part B (Medical Insurance) may cover some preventive and diagnostic eye exams, but coverage is conditional: a yearly eye exam for diabetic retinopathy by an eye doctor who is legally allowed to do the test in your state, a glaucoma test, age-related macular degeneration. To find out if Medicare covers a test, item, or service you need, visit Medicare.gov for details.