MON-FRI 6AM-5PM (PT) 800-296-3800

Nationwide
Classic 1500

  • Freedom to choose any dentist
  • Coverage for you and qualified family members
  • Coverage for preventive, basic and major services
  • Guaranteed acceptance
  • Low deductible limits
Common procedures:
Cleaning:80%
White Filling:80%
Crown:50%
Root Canals:50%
Simple Extractions:80%
Plan Maximum:$1500 per calendar year, per insured person
Waiting Periods:Preventive-None, Basic-6 months, Major-18 months
Deductible:$50 per person / $150 per Family
Details:
Fee Schedule: N/A  |  Dentist Search: N/A
Exams:
Routine periodic examinations – twice in a calendar year
80% after deductible
Preventive – No waiting period
Cleanings:
Cleanings – twice in a calendar year
80% after deductible
Preventive – No waiting period
X-Rays:
Radiography: Full mouth X-rays
80% after deductible (6 month waiting period)
Basic – 6 months waiting period
Fillings:
Fillings:
Restorative Amalgam Fillings.
Resin-based composite (white fillings) anterior only
80% after deductible (6 month waiting period)
Basic – 6 months waiting period
Extractions:
Simple Extractions
80% after deductible (6 month waiting period)
Basic – 6 months waiting period
Crowns:
50% after deductible (18 month waiting period)
Major – 18 months waiting period
Root Canals:
Endodontics: Pulpal therapy and root canals
50% after deductible (18 month waiting period)
Major – 18 months waiting period
Dentures:
50% after deductible (18 month waiting period)
Major – 18 months waiting period
Deep Cleanings:
Treatment of diseases of the gums
50% after deductible (18 month waiting period)
Major – 18 months waiting period
Implants:
Not Covered Service
Braces/Orthodontia:
Not Covered Service
Teeth Whitening:
Not Covered Service
Additional Network Information:

The Classic 1500 Plan allows you to obtain services from any licensed dentist of your choice. This plan is free of networks, so you have the power to keep your current dentist or choose a new one.

Exclusions and Limitations
Privacy Policy
Plan Brochure

FAQ:

Can I change my dentist once I am in the plan?

Yes, you may change your dentist at any time.

What is a pre-existing condition versus work-in-progress? Is it covered?

A pre-existing condition is an oral health condition, which existed before your enrollment in a dental program. The plan does not include an exclusion for pre-existing conditions.

Work in progress is any oral health procedure that is started and not completed prior to your enrollment in a dental program. The plan does not cover any expenses prior to the date you are covered under the Policy.

What provider options do I have?

This is an Indemnity plan, which allows you complete freedom of dentist choice.

When can I start using my Plan?

You can start using your plan once it goes into effect - usually the 1st of the month following your enrollment (as long as the enrollment and payment is received within the enrollment deadline). Incomplete enrollment forms or failure to submit the required initial premium amount may cause an initial delay in issuance of insurance. Do not cancel any other insurance or assume you are insured under the Plan until you receive your certificate of insurance.

When will I receive my new member kit and what will it include?

Your enrollment package will be emailed within 3 days of application approval. The email will contain the web address to go to, along with a username and password to log in and retrieve your enrollment package. It will include a welcome letter, policy, certificate and ID card.

Who can enroll in this plan?

Coverage is offered to individuals under 65 years of age plus their eligible dependents. For individuals age 65 years and older plus their eligible dependents coverage is offered at an increased rate. The final rate will be calculated when completing your application.

As long as you meet the plan’s general eligibility requirements and pay the applicable premium, your acceptance is automatic.

Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, Ohio 43215-2220

Disclaimers and Disclosures:

This website provides a very brief description of some of the important features of this plan. It is not the insurance contract, nor does it represent the insurance contract. A full description of benefits, exclusions and limitations is contained in the Schedule of Benefits and your policy.

Rates shown are based upon the information you provided, and are subject to change based on the dental and/or vision plan's underwriting practices and your selection of available optional benefits, if any. Final rates and effective dates are subject to underwriting and are always determined by the dental insurance and/or vision insurance company. To be considered for reimbursement, expenses must qualify as covered expenses.

This site was designed to provide you with a general description of the plans you requested. Keep in mind that it does not include all the benefits and limitations outlined in the policies -- it is the insurance contract, not the general descriptions on this website, which forms the contract between you and the insurance company.

DentalInsurance.com is paid by the Insurance Company we represent. We earn commissions for each policy we sell. The commission rates vary by Insurance Company and may increase based on sales volume. There may also be a bonus or incentive. For more information on a purchased plan or plan quoted to you, please reach out through our contact us page.

DentalInsurance.com Inc, its suppliers or any third parties named in this site are not liable for any damages that result from using, or inability to use, the website and material listed within it, whether based on warranty, contract, tort or any other legal theory and whether or not DentalInsurance.com Inc is advised of the possibility of such damages. This includes, but is not limited to, incidental and consequential damages, lost profits or damages resulting from lost data or business interruptions.

The use of the website and its material, some of it supplied by third parties, is at your own risk. Although we strive to provide the most current and complete information on this website, we make no representations about the accuracy, completeness or timeliness of the material found here. Please note that updates are made periodically to the website and we reserve the right to make them at any time.