About Guardian Dental Insurance
Who is Guardian
Join a Guardian Dental Plan and gain access to one of the largest dental insurance carriers in the United States.
For over 150 years, Guardian has been providing high-quality insurance products to more than 20 million Americans. In July, 2014, Guardian purchased Premier Access Life and Access Dental, which now makes Guardian one of the largest dental insurance providers in the nation and expands Guardian into the individual dental insurance marketplace, for the first time. Premier Access and Access Dental are wholly owned subsidiaries of The Guardian Life Insurance Company of America.
- We do the right thing
There’s no right way to a do a wrong thing. That’s been our philosophy since day one. It’s a simple, yet profound principle, and it makes all the difference in how we do business.
- People Count
People are at the heart of everything we do. Individuals, families and business owners put their trust in us to protect the people who matter to them. And we make it a point never to forget that.
- We hold ourselves to very high standards
The people who put their trust in us expect a lot from us. We try to exceed every expectation by performing to the highest standards to make sure we live up to that trust.
Individual Dental Insurance
Guardian is proud to offer you and your family members individual dental insurance. Come join our 7M customers! When you go with Guardian, you gain access to a large dental network with competitive benefits at an affordable price.
Featuring a range of options, including PPO and DHMO, our new individual dental insurance offers quick, easy enrollment with online purchase and payment options.Our products are simple but robust, and offer the security that comes with a plan from one of the largest dental insurers in the United States.
Together, Guardian, Access Dental and Premier Access’ already extensive network of providers continues to grow, so even individuals who want to retain their existing dental provider will find something for themselves through Guardian. Our simple, affordable, easy-to-sell dental insurance plans will provide your clients access to:
A robust network of Dentist’s
We have over 101,000 providers and more than 260,000 locations nationwide. Our network makes it easier to ensure that members can save at their existing dentist or find a new one close to home.
On average, our dental insurance products save members 30% off standard rates. Depending on the plan, check-ups and cleanings may cost little or nothing, and savings on more advanced procedures like root canals or crowns are covered as well.
Choice of Plan Options
We offer DHMO plans which typically cost less, however require members to see the in-network dentist they selected, or PPO plans, which allow the freedom to see any dentist, with more savings when they stay in-network.
The Guardian Life Insurance Company of America
- Premier Access Insurance Company “Premier Access,” and Access Dental Plan (“Access Dental”) are wholly owned subsidiaries of The Guardian Life Insurance Company of America (“Guardian”). Premier Access is a California domiciled insurance company offering PPO dental products in California, among others. Access Dental is a California Knox Keene licensed company offering managed care dental products in California. In addition, Access Dental Plan (NV) and Access Dental Plan (UT) are also wholly owned subsidiaries of Guardian offering dental managed care products in Nevada and Utah respectively.
- Guardian DentalGuard Indemnity and DentalGuard Preferred PPO products are underwritten by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides DENTAL insurance only.
- Policy Form #GP-1-DG2000, et al.
- Managed DentalGuard products underwritten by Guardian subsidiaries: (IL) - First Commonwealth Insurance Company, (MO) - First Commonwealth of Missouri, (IN) - First Commonwealth Limited Health Services Corporation, (MI) - First Commonwealth Inc., (CA) - Managed Dental Care, (TX) - Managed DentalGuard, Inc. (DHMO), (NJ) - Managed DentalGuard, Inc., (FL, NY) - The Guardian Life Insurance Company of America. All First Commonwealth, Managed DentalGuard, Inc. and Managed Dental Care entities referenced are wholly-owned subsidiaries of The Guardian Life Insurance Company of America. Products are not available in all states. Limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. and are a summary only.
- GUARDIAN® and the GUARDIAN G® logo are registered service marks of The Guardian Life Insurance Company of America and are used with express permission.