Ameritas
Dallas Smile Plan
PPO
https://www.dentalinsurance.com/ameritas/dallas-smile-plan/
OH, VA
2
$41.89
$48.77
100%
50-80%
50%
20-50%
80%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$1500 - $3000
$1,500 year 1/$3,000 year 2+, per insured person.
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
true
59%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
false
false
2026-04-09
Ameritas
Dallas Smile Plus
PPO
https://www.dentalinsurance.com/ameritas/dallas-smile-plus/
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, OR, PA, SC, SD, TN, TX, UT, VT, WI, WV, WY
42
$37.72
$99.79
100%
50-80%
50%
50%
20-50%
80%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$2000 - $3500
$2,000 year 1/$3,500 year 2+, per insured person for Basic and Major Services.
$1,000 year 1/$1,500 year 2+ for Implants, which is deducted from the annual dental maximum.
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
true
80%
Insurance covers a limited maximum amount per person per benefit period for implant services, which is deducted from the annual dental maximum
1st year – 20% after deductible up to $1,000 benefit year maximum
2nd year and after – 50% after deductible up to $1500 benefit year maximum
Major – No waiting period
false
false
2026-04-09
Ameritas
Hollywood Smile Advantage
PPO
https://www.dentalinsurance.com/ameritas/hollywood-smile-advantage/
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, OR, PA, SC, SD, TN, TX, UT, VT, WI, WV, WY
43
$22.06
$60.02
100%
50-65%
50%
20-50%
80%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$1,500
$1500 per benefit year, per insured person
$750 per benefit year, per insured person for Major Services
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
false
false
false
2026-04-09
Ameritas
Hollywood Smile Elite
PPO
https://www.dentalinsurance.com/ameritas/hollywood-smile-elite/
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, OR, PA, SC, SD, TN, TX, UT, VT, WI, WV, WY
43
$28.13
$77.86
100%
50-90%
50%
20-50%
80%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$2,500
$2500 per benefit year, per insured person
$1250 per benefit year, per insured person for Major Services
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
false
false
false
2026-04-09
Ameritas
Hollywood Smile Premier 2500
PPO
https://www.dentalinsurance.com/ameritas/hollywood-smile-premier-2500/
OH, VA
2
$29.78
$33.10
80-100%
20%
50-80%
50%
20-50%
80%
In-Network:
1st year – 20% after deductible
2nd year and after – 50% after deductible
Out-of-Network:
1st year – 10% after deductible
2nd year and after – 30% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
In-Network:
1st year – 20% after deductible
2nd year and after – 50% after deductible
Out-of-Network:
1st year – 10% after deductible
2nd year and after – 30% after deductible
Major – No waiting period
$2,500
$2500 per benefit year, per insured person
$1250 per benefit year, per insured person for Major Services
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
false
false
false
2026-04-09
Ameritas
Hollywood Smile Premier Plus 2000
PPO
https://www.dentalinsurance.com/ameritas/hollywood-smile-premier-plus-2000/
OH, VA
2
$32.16
$37.47
100%
50-80%
50%
20-50%
80%
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
20-50%
80%
Endodontics: Pulpal therapy and root canals
1st year – 20% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$2,000
$2000 per benefit year, per insured person
$1000 per benefit year, per insured person for Major Services
Preventive Plus Benefit – Type 1 Preventive procedures are not deducted from the plan's annual maximum benefit.
false
false
false
2026-04-09
Anthem BlueCross
Essential Choice Bronze
PPO
https://www.dentalinsurance.com/anthem-bluecross/essential-choice-bronze/
CA
1
$25.20
$25.20
100%
50%
50%
Not covered
Not Covered Service
Not covered
Not Covered Service
$1,000
1000
Preventive-None, Basic-3 month, Major-Not covered
3
false
false
false
2026-04-09
Anthem BlueCross
Essential Choice Gold
PPO
https://www.dentalinsurance.com/anthem-bluecross/essential-choice-gold/
CA
1
$50.75
$50.75
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,500
1500
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross
Essential Choice Incentive
PPO
https://www.dentalinsurance.com/anthem-bluecross/essential-choice-incentive/
CA
1
$57.75
$57.75
100%
60% - 80%
40%
30% - 50%
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
30% - 50%
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
$2,500
$1,000
$2500
$1000 Lifetime Benefit Maximum for qualified orthodontic services
true
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
true
Orthodontic (Braces and Retentions) covered for children through age 18, up to $1000 lifetime benefit maximum
50% after $150 lifetime deductible
Major - No waiting period
true
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
One per tooth per 12 months up to $250 benefit lifetime maximum
Major - No waiting period
2026-04-09
Anthem BlueCross
Essential Choice Platinum
PPO
https://www.dentalinsurance.com/anthem-bluecross/essential-choice-platinum/
CA
1
$60.50
$60.50
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$2,000
$1,000
$2000
$1000 Lifetime Benefit Maximum for qualified orthodontic services
Preventive-None, Basic-3 month, Major-6 month, Orthodontic – 12 month
6
true
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
true
12
Orthodontic (Braces and Retentions) covered for children through age 18, up to $1000 lifetime benefit maximum
In Network: 50% after $150 lifetime deductible
Out-of-Network: 50% after $150 lifetime deductible
Major - 12 month waiting period
true
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross
Essential Choice Silver
PPO
https://www.dentalinsurance.com/anthem-bluecross/essential-choice-silver/
CA
1
$39.75
$39.75
100%
50%
50%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,000
1000
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Basic
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-basic/
CO
1
$18.90
$18.90
100%
50%
50%
Not covered
Not Covered Service
Not covered
Not Covered Service
$1,000
1000
Preventive-None, Basic-3 month, Major-Not covered
3
false
false
false
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Bronze
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-bronze/
CT, GA, IN, KY, ME, NH, NV, NY, OH, VA, WI
11
$14.90
$29.95
100%
50%
50%
Not covered
Not Covered Service
Not covered
Not Covered Service
$1,000
1000
Preventive-None, Basic-3 month, Major-Not covered
3
false
false
false
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Classic
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-classic/
CO
1
$39.45
$39.45
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,500
1500
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Gold
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-gold/
CT, GA, IN, KY, ME, NH, NV, NY, OH, VA, WI
11
$35.30
$54.00
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,500
1500
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Incentive
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-incentive/
CO, CT, GA, IN, KY, ME, NH, NV, NY, OH, VA, WI
12
$42.70
$63.50
100%
60% - 80%
40%
30% - 50%
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
30% - 50%
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
$2,500
$1,000
$2500
$1000 Lifetime Benefit Maximum for qualified orthodontic services
true
70%
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
Major - No waiting period
true
Orthodontic (Braces and Retentions) covered for children through age 18, up to $1000 lifetime benefit maximum
50% after $150 lifetime deductible
Major - No waiting period
true
1st year - 30% after deductible
By having at least one preventive visit each year, you get rewarded with better coverage
2nd year – 40% after deductible
3rd year and after - 50% after deductible
One per tooth per 12 months up to $250 benefit lifetime maximum
Major - No waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Platinum
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-platinum/
CT, GA, IN, KY, ME, NH, NV, NY, OH, VA, WI
11
$44.10
$65.30
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$2,000
$1,000
$2000
$1000 Lifetime Benefit Maximum for qualified orthodontic services
Preventive-None, Basic-3 month, Major-6 month, Orthodontic – 12 month
3
6
true
50%
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
true
12
Orthodontic (Braces and Retentions) covered for children through age 18, up to $1000 lifetime benefit maximum
In Network: 50% after $150 lifetime deductible
Out-of-Network: 50% after $150 lifetime deductible
Major - 12 month waiting period
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Premier
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-basic/
CO
1
$49.05
$49.05
100%
80%
20%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$2,000
$1,000
$2000
$1000 Lifetime Benefit Maximum for qualified orthodontic services
Preventive-None, Basic-3 month, Major-6 month, Orthodontic – 12 month
3
6
true
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
true
12
Orthodontic (Braces and Retentions) covered for children through age 18, up to $1000 lifetime benefit maximum
In Network: 50% after $150 lifetime deductible
Out-of-Network: 50% after $150 lifetime deductible
Major - 12 month waiting period
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Select
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-select/
CO
1
$29.60
$29.60
100%
50%
50%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,000
1000
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Anthem BlueCross BlueShield
Essential Choice Silver
PPO
https://www.dentalinsurance.com/anthem-bluecross-blueshield/essential-choice-silver/
CT, GA, IN, KY, ME, NH, NV, NY, OH, VA, WI
11
$27.45
$42.70
100%
50%
50%
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
50%
50%
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
$1,000
1000
Preventive-None, Basic-3 month, Major-6 month
3
6
false
false
true
6
In Network: 50% after deductible
Out-of-Network: 50% after deductible
Major - 6 month waiting period
2026-04-09
Cigna
Cigna Dental 1500
PPO
https://www.dentalinsurance.com/cigna/cigna-dental-1500/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
48
$28.00
$74.00
100%
80%
20%
50%
50%
12
Crowns
50% after deductible
Major – 12-month waiting period**
50%
50%
12
Endodontics:
Pulpal therapy and root canals
50% after deductible
Major – 12-month waiting period**
$1,500
$1,000
$1500 per calendar year, per insured person
Up to $1000 lifetime maximum for Orthodontia after $50 lifetime deductible.
Preventive-None, Basic-6 months**, Major-12 months**
6
12
false
true
Orthodontia
50% after $50 lifetime deductible, up to $1000 per lifetime
Major – 12-month waiting period
false
2026-04-09
Delta Dental
Dental for Everyone Gold
PPO
https://www.dentalinsurance.com/delta-dental/dental-for-everyone-gold/
AL, CA, DC, DE, FL, GA, LA, MS, MT, NV, PA, TX, UT, WV
14
$31.18
$53.10
60-100%
40%
50-80%
50%
0-50%
100%
12
1st Year – 0% (12 months waiting period)
2nd Year and after – 50% after deductible
Major – 12 months waiting period
0-50%
100%
12
Endodontics: Pulpal therapy and root canals
1st Year – 0% (12 months waiting period)
2nd Year and after – 50% after deductible
Major – 12 months waiting period
$1,000
$1000 per calendar year, per insured person
Preventive-None, Basic-None, Major-12 months
false
false
false
2026-04-09
Delta Dental
Dental for Everyone Immediate Coverage
PPO
https://www.dentalinsurance.com/delta-dental/dental-for-everyone-immediate-coverage/
AL, CA, DC, DE, FL, GA, LA, MS, MT, NV, PA, TX, UT, WV
14
$67.70
$121.42
80-100%
20%
60-80%
40%
50%
50%
50% after deductible
Major – No waiting period
50%
50%
Endodontics: Pulpal therapy and root canals
50% after deductible
Major – No waiting period
$3,000
$1,500
$3000 per calendar year, per insured person
For Orthodontia: $500 calendar year maximum and $1500 lifetime maximum
Preventive, Basic and Major-None, Ortho-12 month
false
true
12
For eligible dependent children to age 26 only:
1st Year – 0% (12 months waiting period)
2nd Year and after – 50% after $150 Lifetime Orthodontia Deductible up to $500 calendar year maximum and $1500 Lifetime maximum per eligible dependent child to age 26
Orthodontia – 12 month waiting period
false
2026-04-09
Delta Dental
Dental for Everyone No Wait
PPO
https://www.dentalinsurance.com/delta-dental/dental-for-everyone-no-wait/
AL, CA, DC, DE, FL, GA, LA, MS, MT, NV, PA, TX, UT, WV
14
$46.53
$81.80
80-100%
20%
50%
50%
50%
50%
50% after deductible
Major – No waiting period
50%
50%
Endodontics: Pulpal therapy and root canals
50% after deductible
Major – No waiting period
$2,000
$2000 per calendar year, per insured person
true
50%
50% after deductible
Major – No waiting period
false
false
2026-04-09
Delta Dental
Dental for Everyone Platinum
PPO
https://www.dentalinsurance.com/delta-dental/dental-for-everyone-platinum/
AL, CA, DC, DE, FL, GA, LA, MS, MT, NV, PA, TX, UT, WV
14
$41.36
$72.14
80-100%
20%
50-80%
50%
0-50%
100%
12
1st Year – 0% (12 months waiting period)
2nd Year and after – 50% after deductible
Major – 12 months waiting period
0-50%
100%
12
Endodontics: Pulpal therapy and root canals
1st Year – 0% (12 months waiting period)
2nd Year and after – 50% after deductible
Major – 12 months waiting period
$2,500
$1,000
$2500 per calendar year, per insured person
For Orthodontia: $500 calendar year maximum and $1000 lifetime maximum
Preventive-None, Basic-None, Major-12 months
false
true
12
For eligible dependent children to age 26 only
1st Year – 0% (12 months waiting period)
2nd Year and after– 50% after $100 Lifetime Orthodontia Deductible per dependent, up to $500 calendar year maximum and $1000 lifetime maximum
Deductible and Maximums are per eligible dependent child to age 26
Major – 12 months waiting period
false
2026-04-09
Dental Health Services
SmartSmile
DHMO
https://www.dentalinsurance.com/dental-health-services/smartsmile/
CA, OR
2
$6.95
$18.00
$15
$15
$44
$44
$490*
$490
$490* for crown-porcelain fused metal
$340 for crown – porcelain/ceramic
See complete fee schedule for different types of crowns covered
*Copayments include charges for noble and high noble metal/titanium
From $200
$200
$200 for endodontic (root canal) therapy-anterior
$310 for endodontic (root canal) therapy-molar
true
$1,500 for surgical placement of implant body
true
$2,175 for full banded – adult
$1,975 for full banded – child, up to age 19
true
$100 external bleaching – per tooth
$100 internal bleaching – per tooth
$200 external bleaching – per arch
2026-04-09
Dental Health Services
Super SmartSmile
DHMO
https://www.dentalinsurance.com/dental-health-services/super-smartsmile/
CA, OR
2
$14.30
$26.50
No charge
0%
$20
$20
$390*
$390
$390* for crown-porcelain fused metal
$240 for crown – porcelain/ceramic
See complete fee schedule for different types of crowns covered
*Copayments include charges for noble and high noble metal/titanium
From $100
$100
$100 for endodontic (root canal) therapy-anterior
$300 for endodontic (root canal) therapy-molar
$1,000
There is a $1,000 maximum benefit per member, per contract year, excluding orthodontics
The maximum benefit for pedodontic specialty care is $500 per lifetime
true
$1,500 for surgical placement of implant body
true
$2,175 for full banded – adult
$1,975 for full banded – child, up to age 19
true
$100 external bleaching – per tooth
$100 internal bleaching – per tooth
$200 external bleaching – per arch
2026-04-09
Guardian
Advantage Achiever
PPO
https://www.dentalinsurance.com/guardian/advantage-achiever-2.0/
ID, MD, NY, WA
4
$38.55
$54.63
100%
70%
30%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (*In VT - 6 months)
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (*In VT - 6 months)
$1000 – $1500
$1,000
$1000 – 1st year
$1250 – 2nd year*
$1500 – 3rd year* and after, per insured person
*Plan Maximum increase every 12 months for 3 years, one preventive visit required per year per member to move to the next maximum level
$500 benefit year maximum for Orthodontics
$1000 lifetime maximum for Orthodontics
$1000 lifetime maximum for Implants
Preventive-None, Basic-None*, Major-12 months*
12
true
50%
12
50% – In Network – after deductible up to $1000 lifetime maximum
50% – Out of Network – after deductible up to $1000 lifetime maximum
Major – 12 months waiting period (*In VT - 6 months)
true
12
12
50% – In Network – after deductible, up to $500 benefit year maximum and $1000 lifetime maximum
50% – Out of Network – after deductible up to $500 benefit year maximum and $1000 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period (*In VT - 6 months)
false
*Waiting periods may vary by State
2026-04-09
Guardian
Advantage Achiever 2.0
PPO
https://www.dentalinsurance.com/guardian/advantage-achiever-2.0/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, WI, WV
39
$30.36
$59.83
100%
70%
30%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
$1,750
$1,000
$1750 Benefit Year Maximum per insured person
$500 benefit year maximum for Orthodontics
$1000 lifetime maximum for Orthodontics
$1000 lifetime maximum for Implants
Preventive-None, Basic-None*, Major-12 months*
true
50%
12
50% – In Network – after deductible up to $1000 lifetime maximum
50% – Out of Network – after deductible up to $1000 lifetime maximum
Major – 12 months waiting period
true
12
12
50% – In Network – after deductible, up to $500 benefit year maximum and $1000 lifetime maximum
50% – Out of Network – after deductible up to $500 benefit year maximum and $1000 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period
false
*Waiting periods may vary by State
Once enrolled, this will be reflected in your policy.
2026-04-09
Guardian
Advantage Core
PPO
https://www.dentalinsurance.com/guardian/advantage-core-2.0/
ID, MD, NY, WA
4
$26.97
$35.44
80%
20%
50%
50%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (In VT - 6 months)
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (In VT - 6 months)
$500 – $1000
$500 – 1st year
$750 – 2nd year*
$1000 – 3rd year* and after, per insured person
* Plan Maximum increase every 12 months for 3 years, one preventive visit required per year per member to move to the next maximum level
$700 lifetime maximum for Implants
Preventive-None, Basic-None, Major-12 months*
12
true
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (In VT - 6 months)
false
false
*Vermont Residents: Any applicable waiting periods are limited to a maximum of 6 months. Once enrolled, this will be reflected in your policy.
Maine Residents: For covered persons under 19 years of age, there is no waiting period for any dental or oral health services or treatment with the exception of Orthodontic Services.
2026-04-09
Guardian
Advantage Core 2.0
PPO
https://www.dentalinsurance.com/guardian/advantage-core-2.0/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, WI, WV
39
$23.89
$53.00
100%
50%
50%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
$1,000
$1000 - Benefit Year Maximum per insured person
$700 lifetime maximum for Implants
Preventive-None, Basic-None, Major-12 months*
true
50%
12
50% – In Network – after deductible, up to $700 lifetime maximum
50% – Out of Network – after deductible, up to $700 lifetime maximum
Major – 12 months waiting period
false
false
*Waiting periods may vary by State
Once enrolled, this will be reflected in your policy.
2026-04-09
Guardian
Advantage Diamond
PPO
https://www.dentalinsurance.com/guardian/advantage-diamond-2.0/
ID, MD, NY, WA
4
$48.42
$68.63
100%
80%
20%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (In VT - 6 months, None in WA)
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period (In VT - 6 months, None in WA)
$1,500
$1,000
$1500 annual maximum
$500 annual maximum for Orthodontics
$500 annual maximum for Whitening
$1000 lifetime maximum for Orthodontics
$1000 lifetime maximum for Implants
Preventive-None, Basic-None*, Major-12 months*, Teeth Whitening–6 months (None in WA)
12
true
50%
12
50% – In Network – after deductible up to $1000 lifetime maximum
50% – Out of Network – after deductible up to $1000 lifetime maximum
Major – 12 months waiting period (In VT - 6 months, None in WA)
true
12
12
50% – In Network – after deductible, up to $500 benefit year maximum and $1000 lifetime maximum
50% – Out of Network – after deductible up to $500 benefit year maximum and $1000 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period (In VT - 6 months, None in WA)
true
6
50% – In Network – after $50 whitening deductible up to $500 benefit year maximum
50% – Out of Network – after $50 whitening deductible up to $500 benefit year maximum
6 months waiting period (None in WA)
*Waiting periods may vary by State*Washington Residents: No Waiting Periods.
2026-04-09
Guardian
Advantage Diamond 2.0
PPO
https://www.dentalinsurance.com/guardian/advantage-diamond-2.0/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, WI, WV
39
$39.23
$73.92
100%
80%
20%
50%
50%
12
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
$2,000
$1,000
$2000 per Benefit Year per insured person
$500 annual maximum for Orthodontics
$500 annual maximum for Whitening
$1000 lifetime maximum for Orthodontics
$1000 lifetime maximum for Implants
Preventive-None, Basic-None, Major-12 months*, Teeth Whitening–6 months
true
50%
12
50% – In Network – after deductible up to $1000 lifetime maximum
50% – Out of Network – after deductible up to $1000 lifetime maximum
Major – 12 months waiting period
true
12
12
50% – In Network – after deductible, up to $500 benefit year maximum and $1000 lifetime maximum
50% – Out of Network – after deductible up to $500 benefit year maximum and $1000 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period
true
6
50% – In Network – after $50 whitening deductible up to $500 benefit year maximum
50% – Out of Network – after $50 whitening deductible up to $500 benefit year maximum
6 months waiting period
*Waiting periods may vary by State
Once enrolled, this will be reflected in your policy.
2026-04-09
Guardian
Advantage Premier
PPO
https://www.dentalinsurance.com/guardian/advantage-premier-2.0/
ID, MD, NY
3
$61.01
$71.48
100%
80%
20%
60%
40%
12
60% – In Network – after deductible
60% – Out of Network – after deductible
Major – 12 months waiting period
60%
40%
12
Endodontics: Pulpal therapy and root canals
60% – In Network – after deductible
60% – Out of Network – after deductible
Major – 12 months waiting period
$3,000
$1,000
$3000 annual maximum
$500 annual maximum for Orthodontics
$500 annual maximum for Whitening
$1000 lifetime maximum for Orthodontics
$1000 lifetime maximum for Implants
Preventive-None, Basic-None*, Major-12 months*, Teeth Whitening–6 months
12
true
40%
12
60% – In Network – after deductible up to $1000 lifetime maximum
60% – Out of Network – after deductible up to $1000 lifetime maximum
Major – 12 months waiting period
true
12
12
60% – In Network – after deductible, up to $500 benefit year maximum and $1000 lifetime maximum
60% – Out of Network – after deductible up to $500 benefit year maximum and $1000 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period
true
6
50% – In Network – after $50 whitening deductible up to $500 benefit year maximum
50% – Out of Network – after $50 whitening deductible up to $500 benefit year maximum
6 months waiting period
*Waiting periods may vary by State
2026-04-09
Guardian
Advantage Premier 2.0
PPO
https://www.dentalinsurance.com/guardian/advantage-premier-2.0/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, WI, WV
39
$46.18
$87.99
100%
85%
15%
60%
40%
12
60% – In Network – after deductible
60% – Out of Network – after deductible
Major – 12 months waiting period
60%
40%
12
Endodontics: Pulpal therapy and root canals
60% – In Network – after deductible
50% – Out of Network – after deductible
Major – 12 months waiting period
$3,000
$1,500
$3000 per Benefit Year per person
$750 annual maximum for Orthodontics
$500 annual maximum for Whitening
$1500 lifetime maximum for Orthodontics
$1250 lifetime maximum for Implants
Preventive-None, Basic-None, Major-12 months*, Teeth Whitening–6 months
true
40%
12
60% – In Network – after deductible up to $1250 lifetime maximum
60% – Out of Network – after deductible up to $1250 lifetime maximum
Major – 12 months waiting period
true
12
12
60% – In Network – after deductible, up to $750 benefit year maximum and $1500 lifetime maximum
60% – Out of Network – after deductible up to $750 benefit year maximum and $1500 lifetime maximum
Comprehensive orthodontic treatment of adolescent dentition. For covered dependents under age 19 years old when the active orthodontic appliance is first placed.
Major – 12 months waiting period
true
6
50% – In Network – after $50 whitening deductible up to $500 benefit year maximum
50% – Out of Network – after $50 whitening deductible up to $500 benefit year maximum
6 months waiting period
*Waiting periods may vary by State
2026-04-09
Guardian
Advantage Starter
PPO
https://www.dentalinsurance.com/guardian/advantage-starter-2.0/
ID, MD, NY, WA
4
$20.23
$24.84
100%
50%
50%
Not covered
Not Covered Service
Not covered
Not Covered Service
$500 – $1000
$500 – 1st year
$750 – 2nd year*
$1000 – 3rd year* and after, per insured person
* Plan Maximum increase every 12 months for 3 years, one preventive visit required per year per member to move to the next maximum level
Preventive-None, Basic-6 months, Major-Not covered (None in WA)
6
false
false
false
*Waiting periods may vary by State*Washington Residents: No Waiting Periods
2026-04-09
Guardian
Advantage Starter 2.0
PPO
https://www.dentalinsurance.com/guardian/advantage-starter-2.0/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, WI, WV
39
$16.77
$32.37
100%
50%
50%
Not covered
Not Covered Service
Not covered
Not Covered Service
$1,000
$1000 per Benefit Year per insured person
Preventive-None, Basic-6 months, Major-Not covered
6
false
false
false
*Waiting periods may vary by State
2026-04-09
Guardian
Managed DentalGuard
DHMO
https://www.dentalinsurance.com/guardian/managed-dentalguard/
FL, IL, TX
3
$7.42
$10.63
0%
0%
$36
$36
$430
$430
$430 for crown-porcelain fused metal
$450 for crown – porcelain/ceramic
From $260
$260
$260 for endodontic (root canal) therapy-anterior
$400 for endodontic (root canal) therapy-molar
90 days
true
No coverage
true
$2,800 for comprehensive orthodontic treatment of the adult dentition
$2,500 for comprehensive orthodontic treatment of the adolescent dentition
true
$165 external bleaching – per arch
2026-04-09
Humana
Bright Plus
PPO
https://www.dentalinsurance.com/humana/bright-plus/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NE, NH, NM, NY, OH, OK, OR, PA, TN, TX, UT, VA, WI
36
$17.43
$40.99
100%
60%
40%
Not Covered
Not Covered Service
Not Covered
Not Covered Service
$1,250
$1250 per calendar year, per individual on the plan
Preventive-None, Basic-90 days, Major-No Coverage
90 days
false
false
true
$100 teeth whitening allowance available once per calendar year.
Benefits are available for expenses incurred for teeth whitening services and supplies when performed in the office by a dentist. An allowance is the maximum amount we will pay for a covered service. Deductible and waiting periods do not apply to the teeth whitening allowance.
2026-04-09
Humana
Dental Value Plan C550
DHMO
https://www.dentalinsurance.com/humana/dental-value-plan-c550/
GA, IL, KY
3
$13.99
$15.00
As low as $0
0%
As low as $50*
$50
As low as $370*
$370
You pay as low as $370* for crown-porcelain fused to noble metal. See complete fee schedule for different types of crowns covered
As low as $250*
$250
You pay as low as $250* for Root canal therapy-anterior (excluding final restoration)
$450 for Root canal therapy-molar (excluding final restoration)
true
Unlisted procedures are at the participating dentist’s usual fee less 25%
true
Members can receive a 25% savings by visiting an in-network orthodontist
true
Unlisted procedures are at the participating dentist’s usual fee less 25%
NULL
2026-04-09
Humana
Dental Value Plan HI215
DHMO
https://www.dentalinsurance.com/humana/dental-value-plan-hi215/
FL, MO, OH, TN, TX
5
$10.29
$14.99
As low as $0
0%
As low as $45*
$45
As low as $410*
$410
Member pays:
As low as $410* for crown-porcelain fused to noble metal
As low as $175*
$175
Member pays:
As low as $175* for Root canal therapy-anterior (excluding final restoration)
$390 for Root canal therapy-molar (excluding final restoration)
true
Not available
true
Discounts may be available with in-network orthodontis
true
Not available
2026-04-09
Humana
Humana Extend 2500
Dental PPO+Vision
https://www.dentalinsurance.com/humana/humana-extend-2500/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NE, NM, NY, OH, OK, PA, SD, TN, TX, UT, WI, WY
36
$49.99
$78.99
100%
80%
20%
50%
50%
12
Crowns, inlays and onlays (limit once per tooth every five calendar years)
In Network – 50% after deductible
Out of Network – 50% after deductible
Major – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals (limit one per tooth per lifetime)
In Network – 50% after deductible
Out of Network – 50% after deductible
Major – 12 months waiting period
$2,500
$2500 per calendar year, per insured person for Dental Preventive, Basic and Major services
$1000 per person, Dental Implant annual maximum
$2000 per person, Dental Implant lifetime maximum
Preventive-None, Basic-90 days, Major-12 months
90 days
true
50%
12
Dental implant-surgical placement (One per tooth per five years, subject to review)
In Network – 50% after deductible
Out of Network – 50% after deductible
Major – 12 months waiting period (applies for all dental implant services and cannot be waived)
false
true
External bleaching – per arch – performed in office
$100 allowance, does not apply to deductible or annual dental maximum.
No waiting period.
Vision Care Services In Network:
Routine exam: $10 copay
Rx Glasses: $25 copay
Frame: $100 Allowance
Contacts (instead of glasses): $100 Allowance
Vision Provider Search
Hearing Coverage through TruHearing (hearing coverage not available in NY)
Hearing Exam: $0 copay
Advanced level hearing aid: $699 copay per ear
You must see a TruHearing® provider to use this benefit. Call 855-241-6293 to schedule an appointment (for TTY, dial 711). You will have access to over 7,000 provider locations in the TruHearing network. Visit TruHearing.com for more information.
For more details on Vision and Hearing benefits, please see Plan Brochure
2026-04-09
Humana
Humana Extend 5000
Dental PPO+Vision
https://www.dentalinsurance.com/humana/humana-extend-5000/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NE, NM, NY, OH, OK, PA, SD, TN, TX, UT, WI, WY
36
$69.99
$115.99
100%
80%
20%
50% - 60%
50%
6
Crowns, inlays and onlays (limit once per tooth every five calendar years)
In-Network:
1st year – 50% after deductible
2nd year and after - 60% after deductible
Out-of-Network:
1st year – 50% after deductible
2nd year and after - 60% after deductible
Major – 6 months waiting period
50% - 60%
50%
6
Endodontics: Pulpal therapy and root canals (limit one per tooth per lifetime)
In-Network:
1st year – 50% after deductible
2nd year and after - 60% after deductible
Out-of-Network:
1st year – 50% after deductible
2nd year and after - 60% after deductible
Major – 6 months waiting period
$5,000
$5000 per calendar year, per insured person for Dental Preventive, Basic and Major services
$2000 per person, Dental Implant annual maximum
$4000 per person, Dental Implant lifetime maximum
Preventive-None, Basic-90 days, Major-6 months
90 days
true
50%
6
Dental implant-surgical placement (One per tooth per five years, subject to review)
1st year – 50% after deductible
2nd year and after - 60% after deductible
Out-of-Network:
1st year – 50% after deductible
2nd year and after - 60% after deductible
Major – 6 months waiting period
false
true
External bleaching – per arch – performed in office
$200 allowance, does not apply to deductible or annual dental maximum.
No waiting period.
Note: Policyholders who provide proof of 12 months prior coverage may be exempt from this waiting period (with the exception of implants). Prior coverage is defined as an insurance plan that offered coverage and benefits. Discount plans are not considered prior coverage.
Vision Care Services In Network:
Routine exam: $0 copay
Rx Glasses: $25 copay
Frame: $150 Allowance
Contacts (instead of glasses): $150 Allowance
Vision Provider Search
Hearing Coverage through TruHearing (hearing coverage not available in NY)
Hearing Exam: $0 copay
Advanced level hearing aid: $699 copay per ear
You must see a TruHearing® provider to use this benefit. Call 855-241-6293 to schedule an appointment (for TTY, dial 711). You will have access to over 7,000 provider locations in the TruHearing network. Visit TruHearing.com for more information.
For more details on Vision and Hearing benefits, please see Plan Brochure
2026-04-09
Humana
Loyalty Plus
PPO
https://www.dentalinsurance.com/humana/loyalty-plus/
AL, AR, AZ, CA, CO, DC, DE, FL, IA, ID, IN, KS, KY, LA, ME, MI, MN, MO, MS, NC, ND, NE, NJ, NM, OK, PA, SC, SD, TN, TX, UT, VA, WI, WV, WY
35
$26.99
$47.99
100%
40%-70%
60%
20%-50%
80%
Crowns (limit one per tooth per five years)
1st Year Plan Pays – 20%
2nd Year Plan Pays – 30%
3rd Year and after Plan Pays – 50%
One time deductible applies
No waiting period
20%-50%
80%
Root canals (limit one per tooth per two years, permanent teeth only)
1st Year Plan Pays – 20%
2nd Year Plan Pays – 30%
3rd Year and after Plan Pays – 50%
One time deductible applies
No waiting period
$1000 – $1500
First year $1000 per individual on the plan
Second year $1250 per individual on the plan
Subsequent years $1500 per individual on the plan
false
false
false
2026-04-09
MetLife
TakeAlong Dental HMO-Managed Care 245 (High)
DHMO
https://www.dentalinsurance.com/metlife/takealong-dental-hmo-managed-care-245-high/
CA, FL, NY, TX
4
$8.93
$15.25
0%
0%
$25
$25
$245
$245
$245 per unit – Crown – Porcelain fused to high noble metal
$110
$110
$110 – Root canal (anterior tooth)
false
true
75% of usual and customary fees (UCR) – Orthodontic treatment – child
75% of usual and customary fees (UCR) – Orthodontic treatment – adult
true
$125 – External bleaching, per arch
May be subject to certain limitations and exclusions, please review the full Schedule of Benefits
2026-04-09
MetLife
TakeAlong Dental HMO-Managed Care 350 (Low)
DHMO
https://www.dentalinsurance.com/metlife/takealong-dental-hmo-managed-care-350-low/
CA, FL, NY, TX
4
$5.10
$8.20
$20
$20
$25
$25
$350
$350
$350 per unit – Crown – Porcelain fused to high noble metal
$225
$225
$225 – Root canal (anterior tooth)
false
true
75% of usual and customary fees (UCR) – Orthodontic treatment – child
75% of usual and customary fees (UCR) – Orthodontic treatment – adult
true
$125 – External bleaching, per arch
May be subject to certain limitations and exclusions, please review the full Schedule of Benefits
2026-04-09
MetLife
TakeAlong Dental High
PPO
https://www.dentalinsurance.com/metlife/takealong-dental-high/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
49
$39.36
$78.01
100%
80%
20%
50%
50%
12
Crowns – No more than one replacement for the same tooth within 10 years
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
50%
50%
12
Root canal treatment – no more than once for the same tooth
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
$2,000
$1,000
$2000 per Calendar Year per person
Dependent Child Orthodontia Lifetime Maximum $1000 per person
Preventive-None, Basic-6 months, Major-12 months
6
12
true
50%
12
Implant Services – No more than once for the same tooth position in a 10-year period Missing tooth clause applies, see Schedule of Benefits
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
true
12
Dependent Child Orthodontia ONLY for child up to age 19
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Up to Lifetime Maximum of $1000
Major – 12 months waiting period (6 months in VT)
false
May be subject to certain limitations and exclusions, please review the full Schedule of Benefits*Maximum allowable charges refer to the charges that in-network dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, coinsurance and benefit maximums. Maximum allowable charges are subject to change. In most states, out-of-network benefits are also based on a percentage of the maximum allowable charge. If you visit an out-of-network dentist you may have higher out-of-pocket costs than if you use a dentist that is in-network.
2026-04-09
MetLife
TakeAlong Dental Medium
PPO
https://www.dentalinsurance.com/metlife/takealong-dental-medium/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
49
$33.36
$66.29
100%
70%
30%
50%
50%
12
Crowns – No more than one replacement for the same tooth within 10 years
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
50%
50%
12
Root canal treatment – no more than once for the same tooth
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
$1,500
$1500 per Calendar Year per person
Preventive-None, Basic-6 months, Major-12 months
6
12
true
50%
12
Implant Services – No more than once for the same tooth position in a 10-year period Missing tooth clause applies, see Schedule of Benefits.
In Network – 50%
Out of Network – 50% of the Maximum Allowed Charge*
Major – 12 months waiting period (6 months in VT)
false
false
May be subject to certain limitations and exclusions, please review the full Schedule of Benefits*Maximum allowable charges refer to the charges that in-network dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, coinsurance and benefit maximums. Maximum allowable charges are subject to change. In most states, out-of-network benefits are also based on a percentage of the maximum allowable charge. If you visit an out-of-network dentist you may have higher out-of-pocket costs than if you use a dentist that is in-network.
2026-04-09
NCD by MetLife
NCD Complete by MetLife
PPO
https://www.dentalinsurance.com/ncd-by-metlife/ncd-complete-by-metlife/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, RI, SC, TN, TX, UT, WI, WY
41
$79.00
$98.00
100%
65-90%
35%
10-60%
90%
Crowns – No more than one per tooth in 10 calendar years
1st year – 10% after deductible
2nd year – 50%
3rd year and after – 60%
Major – No waiting period
10-60%
90%
Root canal treatment – one per tooth per lifetime
1st year – 10% after deductible
2nd year – 50%
3rd year and after – 60%
Major – No waiting period
$10,000
$10,000 per Calendar Year per person
$3000 per Calendar Year per person Implant Max within the Plan Max
true
90%
Implant Services ($3000 Calendar year Max within the $10,000 Plan Max) - one per tooth position in 10 calendar years
1st year – 10% after deductible
2nd year – 50%
3rd year and after – 60%
Major – No waiting period
false
false
2026-04-09
NCD by MetLife
NCD Elite 3000 by MetLife
PPO
https://www.dentalinsurance.com/ncd-by-metlife/ncd-elite-3000-by-metlife/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, RI, SC, TN, TX, UT, WI, WY
41
$74.00
$81.00
100%
80%
20%
10%-50%
90%
Crowns – No more than one per tooth in 84 months
1st year – 10% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
10%-50%
90%
Root canal treatment – one per tooth per lifetime
1st year – 10% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$3,000
$3000 Calendar Year Maximum, per insured person. Implant Calendar Year Max (Inside Limit) - $1500.
Preventive, Basic, Major - None; Implants - 24 months
true
50%
24
Implant Services - one per tooth position in 60 months
50% after deductible up to $1500 Annual Maximum
Implants – 24 months waiting period
false
false
2026-04-09
NCD by MetLife
NCD Elite 5000 by MetLife
PPO
https://www.dentalinsurance.com/ncd-by-metlife/ncd-elite-5000-by-metlife/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, RI, SC, TN, TX, UT, WI, WY
41
$83.00
$90.00
100%
80%
20%
10%-50%
90%
Crowns – No more than one per tooth in 84 months
1st year – 10% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
10%-50%
90%
Root canal treatment – one per tooth per lifetime
1st year – 10% after deductible
2nd year and after – 50% after deductible
Major – No waiting period
$5,000
$5000 Calendar Year Maximum, per insured person. Implant Calendar Year Max (Inside Limit) - $2500.
Preventive, Basic, Major - None; Implants - 24 months
true
50%
24
Implant Services - one per tooth position in 60 months
50% after deductible up to $2500 Annual Maximum
Implants – 24 months waiting period
false
false
2026-04-09
NCD by MetLife
NCD Essentials by MetLife
PPO
https://www.dentalinsurance.com/ncd-by-metlife/ncd-essentials-by-metlife/
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, RI, SC, TN, TX, UT, WI, WY
41
$59.00
$81.00
100%
65-90%
35%
10-60%
90%
Crowns – No more than one per tooth in 10 calendar years
1st year – 10% after deductible
2nd year – 50% after deductible
3rd year and after – 60% after deductible
Major – No waiting period
10-60%
90%
Root canal treatment – one per tooth per lifetime
1st year – 10% after deductible
2nd year – 50% after deductible
3rd year and after – 60% after deductible
Major – No waiting period
$2,000
$2000 per Calendar Year per person
false
false
false
2026-04-09
Renaissance
MAX Choice
PPO
https://www.dentalinsurance.com/renaissance/max-choice/
AL, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, VT, WI
37
$34.23
$64.49
100%
20%-50%
80%
20%-50%
80%
Crowns are payable once per tooth per five-year period
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
20%-50%
80%
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
$1,200
$1,200
$1200 Annual Maximum
Orthodontia lifetime maximum – $1200 per person
true
80%
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
true
Orthodontic benefits are only available for eligible dependent children up to age 19
1st Year – 10%
2nd Year – 25%
3rd Year – 50%
$1200 lifetime maximum per person for this benefit
false
2026-04-09
Renaissance
MAX Choice Plus
PPO
https://www.dentalinsurance.com/renaissance/max-choice-plus/
AL, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KY, LA, MA, MD, MI, MN, MO, MS, NC, ND, NE, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, VT, WI
37
$52.29
$98.38
100%
20%-50%
80%
20%-50%
80%
Crowns are payable once per tooth per five-year period
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
20%-50%
80%
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
$1000 – $3000
$1,200
1st Year – $1000
2nd Year – $2000
3rd Year and after – $3000
Orthodontia lifetime maximum – $1200 per person
true
80%
1st Year – 20% after deductible
2nd Year – 40% after deductible
3rd Year and after – 50% after deductible
Major – No waiting period
true
Orthodontic benefits are only available for eligible dependent children up to age 19
1st Year – 10%
2nd Year – 25%
3rd Year – 50%
$1200 lifetime maximum per person for this benefit
false
2026-04-09
Renaissance
Plan II
PPO
https://www.dentalinsurance.com/renaissance/plan-ii/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, ND, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
47
$26.31
$41.40
50%
50%
50%
50%
50%
50%
12
50% after deductible
Major (Class III Benefits) – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals
50% after deductible (12 months waiting period)
Major (Class III Benefits) – 12 months waiting period
$1,000
$1000 per benefit year, per insured person
$300 per person total per Lifetime for TMD treatment
Preventive-None, Basic-6 months, Major-12 months
6
12
true
50%
12
50% after deductible (12 months waiting period)
Major (Class III Benefits) – 12 months waiting period
false
false
2026-04-09
Renaissance
Plan III
PPO
https://www.dentalinsurance.com/renaissance/plan-iii/
AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
48
$35.76
$49.47
100%
80%
20%
50%
50%
12
In Network – 50% after deductible
Out of Network – 50% after deductible
Major (Class III Benefits) – 12 months waiting period
50%
50%
12
Endodontics: Pulpal therapy and root canals
In Network – 50% after deductible
Out of Network – 50% after deductible
Major (Class III Benefits) – 12 months waiting period
$1,000
$1000 per benefit year, per insured person
$300 per person total per Lifetime for TMD treatment
Preventive-None, Basic-6 months, Major-12 months
6
12
true
50%
12
In Network – 50% after deductible
Out of Network – 50% after deductible
Major (Class III Benefits) – 12 months waiting period
false
false
2026-04-09