Below is a list of Discount Dental Plan Carriers representing a large variety of options to choose from. To find our more information about these Carriers and the plans they offer, please click on the appropriate link.
What is a Discount Dental Program?
A discount dental plan is not considered dental insurance, but it is a common type of dental plan. Unlike a dental insurance policy, you will not have set co-payments or coinsurance amounts under this type of plan. The payments that you make for a discount dental plan are considered a membership fee. As a member of a discount dental plan, you are able to receive dental services from a specific list of dentists at a discounted rate.
Under a discount dental plan, payments for rendered services are made directly to the dentist. The dentists who participate in the plan agree to provide services at a discounted rate. They agree to these rates in exchange for the referrals that come to them from the discount dental plan company.
Members of a discount dental plan are only entitled to discounts if they use a participating dentist. The list of participating dentists is typically more extensive than the list of participating dentists under an HMO and comparable to a list of dentists under a PPO.
Discount dental plans may offer savings that are not available under typical dental insurance. These may include no annual limit, no exclusions and lower monthly payments. Membership in a discount dental plan is usually made through an annual payment, but some plans accept monthly payment arrangements.
True Advantage Dental Discount Plan is a discount program that gives you and the ones you care about most the following:
- Access to the Aetna Dental Access® Network, one of the largest, most recognized discount dental networks in the nation.
- Average savings of 15% to 50% on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
- Savings on specialty care such as orthodontics and periodontics where available.
When we started, our company was designed to market and administer only a singular product line - the Alpha Dental Plan. This plan is a discount fee-for-service network dental plan. Over the next 12 years our company grew to include the administration and marketing of an additional discount fee-for-service network dental plan - Choice Dental Plan.
We also offer an indemnity dental plan, which was created through a marketing alliance between Beta Health Association and Companion Life Insurance Company, where our members can visit any dentist. These three products can be purchased separately or can be combined to create our "Triple Choice Dental Plan" option. This product line does not require any employer contribution and allows each employee in a group the choice between three different dental plan options, i.e. the Alpha Dental Plan, the Choice Dental Plan, or the Companion Life Dental Plan where they can see any dentist.
Argus Dental Plan was founded by a Florida dentist to provide dental benefits that offer value and quality to all members. Argus is licensed through the Florida Department of Insurance and is owned and operated by professionals with extensive experience with dental insurance and clinical dentistry. Through extensive collaboration between consumers, dentists and insurance agents, Argus has developed flexible benefit plans to meet the specific needs of individuals, families, large and small employer groups, governmental agencies and associations of all sizes. Argus products contain true savings, genuine benefits and affordable premiums. Our products encompass a wide range of benefit design, from a straight discount plan to fully insured products through Madison National Life founded in 1961 and rated A-(Excellent) by A.M. Best. The Argus network of partnering dentists has grown exponentially and continues to grow every day. Argus members can now choose from over 3,000 partnering General and Specialty dental provider locations all credentialed in accordance with guidelines set forth by the National Committee for Quality Assurance (NCQA) and the Centers for Medicare and Medicaid Services (CMS). The Argus network of providers is conveniently located in counties throughout the state to ensure access to one of our locations with a maximum of a twenty minute drive. Customer Service is of paramount importance and one of our key factors that differentiate Argus from all other dental carriers. Our on-line enrollment, flexible payment options and immediate eligibility make our services convenient, affordable, and easy to get started.
Careington International has been an innovative leader in the field of dental care since its inception in 1979. Over the years our goal has remained the same: to create a dental program marketable to the Employer, profitable to the Dental Provider, and economical for the Member. We are committed to making this goal a reality, and as a direct result of our dedication, Careington International boasts a nationwide provider panel of over 65,000 participating dentists for all plans combined.
The Careington International Plan is an affordable dental discount plan that allows Members to receive discounted dental services at participating provider offices. The program provides a low monthly cost, a comprehensive schedule of services, and an extensive provider panel. All dental discounts are available immediately.
Patriot Health Inc.
The Patriot Health Dental Plan is the ideal solution for Americans who have no type of dental coverage or want to supplement existing coverage and maintain a beautiful smile. As a Patriot Health subscriber, you are entitled to the best dental care available and may therefore select any dentist listed in our directory. And, you may change dentists at any time for any reason!
The Patriot Plan Plus was created to make dental care affordable to more Americans. Patriot Plan Plus helps you receive the dental care you need while saving you money. Your complete dental fee schedule is on average up to 50% off usual and customary fees as compared with ADA regional survey averages. The Patriot Plan Plus reduced fee-for-service dental program provides quality dental care at more than 3,600 participating dentists nationwide.