Affordable Dental Insurance
If you have ever searched for affordable dental insurance, you’re far from being alone. A visit to the dentist will cost you, and saving money is a high priority.
However, if you are saving money by putting off needed dental care, you may be hurting your teeth and your budget. And, again, you would not be alone.
Marko Vujicic is chief economist and vice president of the Health Policy Institute at the American Dental Association. According to a study led by Vujicic, more people are avoiding dental care than other types of health care due to cost, the Washington Post reports.
Affordable Dental Insurance: The Cost of Prevention vs. Repair
Managing dental symptoms in a visit to an emergency room can be up to ten times more costly than the cost of prevention.
Most ER dental visits are for infections that a dentist could handle in their office, Vujicic said. According to data from the Agency for Healthcare Research and Quality, emergency room dental visits cost $1.9 billion a year. Forty percent of that is public money.
“I’m comfortable calling that highly wasteful,” Vujicic told the Post. “That’s a very inefficient way to spend dollars.”
Highlights of the study include the following findings:
– 12.8 percent of non-elderly adults (adults ages 19 to 64) were likely to forgo dental care due to costs
– 7.2 percent of seniors and 4.3 percent of children were likely to forgo dental care due to costs
– Nearly 1 in 4 adults with incomes below poverty level said they skipped dental care due to costs
Even those who do have dental insurance have avoided dental work due to cost, the study found.
How to Find Affordable Dental Insurance
Are you on the hunt for affordable dental insurance? You don’t have to be an expert to make a confident decision. Check out our info on dental plan basics.
You’ll learn how to:
– Identify your needs based on your age and family history
– Evaluate your dental plan options based on treatment, network, and cost variables
– And make your family’s oral health a priority
Regardless of which dental insurance carrier you may choose, make your family’s oral health a top priority. It’s a choice you’ll never regret.
With dental coverage, people tend to maintain better dental habits — brushing, flossing, and regular visits to the dentist — than those without. Teach your children healthy dental habits and help them maintain their teeth throughout life.
Read next: Dental Insurance Companies: An Overview