Assurant Dental Plans

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Assurant Dental Insurance Plans

About Assurant Health

Assurant Health is part of Assurant, a premier provider of specialized insurance products and related services in North America and select worldwide markets. Assurant Health is committed to providing access to convenient health care delivery, easy-to-understand products, and value-added services that help customers better manage their health care dollars and get the most out of their coverage - ultimately seeking to protect not only financial security but also the health and well being of its customers. Assurant Health’s products are underwritten and issued by John Alden Life Insurance Company, Union Security Insurance Company and Time Insurance Company, which has been in business since 1892.

What Assurant Health Offers

Patients who use Assurant Health plans to access dentists in the Careington Dental Network can save even more on their dental care needs and enjoy the added features the Careington Discount plan has to offer, including additional, immediate discounts.

With the Careington Dental Network:

  • There is no waiting and there are no administrative forms to fill out
  • Everyone is accepted and you can cancel in 30 days and receive a full refund, less your processing fee
  • In addition to the immediate discounts the Careington Dental Network provides, you can count on receiving high-quality dental care

In addition, Careington ensures its dental network is comprised of dentists at the top of their profession and requires all providers to meet or exceed strict credentialing criteria.

Assurant Supplemental Coverage

Dental Coverage - Basic

  • No waiting period for checkups – you get $75 for a visit every six months
  • Get a set cash amount for each dental treatment such as an extraction or a filling
  • Visit any dentist – no network restrictions, but if you choose a dentist from Careington Dental Network, you can save 20%-50% in additional, immediate discounts on your dental care needs
  • Receive cash benefits directly, or allow your dentist to submit the claim and receive the payment
  • Plan pays in addition to any other dental plan you may have

Dental Coverage - Intermediate

  • No waiting period for checkups – you get $100 for a visit every six months
  • Get a set cash amount for each dental treatment such as an extraction or a filling
  • Visit any dentist – no network restrictions, but if you choose a dentist from Careington Dental Network, you can save 20%-50% in additional, immediate discounts on your dental care needs
  • Receive cash benefits directly, or allow your dentist to submit the claim and receive the payment
  • Plan pays in addition to any other dental plan you may have

Dental Coverage - Plus

  • No waiting period for checkups – you get $100 for a visit every six months
  • Get a set cash amount for each dental treatment such as an extraction or a crown
  • Visit any dentist – no network restrictions, but if you choose a dentist from Careington Dental Network, you can save 20%-50% in additional, immediate discounts on your dental care needs
  • Receive cash benefits directly, or allow your dentist to submit the claim and receive the payment
  • Plan pays in addition to any other dental plan you may have

Find and compare dental insurance plans in your area.

Assurant Dental Plans

Basic Plan

Intermediate Plan

*Not all plans available in all areas.

Disclaimers
THIS POLICY IS NOT A MEDICARE SUPPLEMENT POLICY. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare available at www.medicare.gov/Publications/Pubs/pdf/02110.pdf.

Coverage is renewable provided that premiums are paid on time, there has not been fraud or misrepresentation by an in¬sured person or any representative, there is compliance with the plan provisions, including eligibility requirements, Assurant Health has not discontinued or suspended active business operations and the plan has not been discontinued in this state. Assurant Health has the right to change premium rates upon providing appropriate notice.

Limitations and Exclusions
This plan provides limited benefits for specified dental services and treatment. It’s not a major medical insurance plan and does not provide benefits for: Procedures before the effective date, after the termination date of coverage, during a waiting period, or in excess of the maximum calendar year benefit; preventive services performed within 150 days of previously sub¬mitted preventive services; repairs to dental work within 180 days of the initial procedure; replacement prosthetics, crowns, inlays or onlays within 5 years of the previous placement; dental implants or the removal of implants; cosmetic services, unless performed to correct a functional disorder; orthodontic treatment and services; replacement of any tooth missing prior to the effective date; placement of full or partial dentures, including a Maryland Bridge, unless replacing a functioning natural tooth extracted while you were covered; procedures performed by a person other than a Dentist or Dental Hygienist or by an in-sured’s immediate family member. This brochure provides a summary of benefits, limitations and exclusions. In certain states, an outline of coverage is available from the agent or the insurer. Please refer to the outline of coverage for a description of the important features of the dental benefit plan. Please read the coverage documents carefully for a complete listing of benefits, limitations and exclusions. Cover¬age is renewable provided that premiums are paid on time, there has not been fraud or misrepresentation by an insured person or any representative, there is compliance with the plan provisions, including eligibility requirements, Assurant Health has not discontinued or suspended active business operations and the plan has not been discontinued in this state. Assurant Health has the right to change premium rates upon providing appropriate notice.