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True Advantage Dental Plan is a discount program that gives you and the ones you care about most the following:
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Careington provides access to Aetna Dental Access® Network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the Careington membership. Neither ALIC nor any of its affiliates is an affiliate, agent, representative, or employee of Careington International Corporation. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes. Careington International Corporation 7400 Gaylord PKWY, Frisco, TX 75034 1-800-290-0523 |
A discount dental plan is not considered dental insurance, but it is a common type of dental plan. Unlike a dental insurance policy, you will not have set co-payments or coinsurance amounts under this type of plan. The payments that you make for a discount dental plan are considered a membership fee. As a member of a discount dental plan, you are able to receive dental services from a specific list of dentists at a discounted rate.
Under a discount dental plan, payments for rendered services are made directly to the dentist. The dentists who participate in the plan agree to provide services at a discounted rate. They agree to these rates in exchange for the referrals that come to them from the discount dental plan company.
Members of a discount dental plan are only entitled to discounts if they use a participating dentist. The list of participating dentists is typically more extensive than the list of participating dentists under an HMO and comparable to a list of dentists under a PPO.
Discount dental plans may offer savings that are not available under typical dental insurance. These may include no annual limit, no exclusions and lower monthly payments. Membership in a discount dental plan is usually made through an annual payment, but some plans accept monthly payment arrangements.
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